Field Credit Officer at Fort Knox Outsourcing - 3 Openings

Fort Knox Outsourcing is poised to serve the growing need of businesses in Nigeria By helping them to reap the economic, strategic and operational benefits offered by outsourcing. We act as a “Third Party Service Provider” that Source, Select, and Second employment ready workforce in line with client specifications to meet their talent needs as quickly as possible!

We are recruiting to fill the position below:

Job Title: Field Credit Officer

Locations: Ajah & Ketu - Lagos, and Ifo - Ogun
Employment Type: Full-time

Key Responsibilities

• Follow up on overdue and delinquent loan accounts.
• Conduct field visits to customers, guarantors, and business locations.
• Negotiate repayment plans and settlements where applicable.
• Ensure recovered funds are properly documented and remitted.
• Maintain accurate recovery records and daily recovery reports.
• Track recovery performance against assigned targets.
• Escalate high-risk or chronic default cases to management.
• Educate customers on repayment obligations and consequences of default.
• Handle disputes and repayment challenges professionally.
• Maintain a firm but respectful relationship with customers.
• Ensure recovery activities comply with company policies and regulations.
• Avoid harassment or unethical recovery practices.
• Report suspected fraud or loan misuse promptly.

Requirements

• B.Sc/HND/OND at the minimum.
• 2 – 3 years experience in SME Loan or Merchant Lending
• Basic Knowledge in accounting, finance and mathematics
• Previous work Experience or training in sales (Preferred).

Salary
N170,000 - N175,000 / month.

Application Closing Date
28th February, 2026.