Credit Officer at Fort Knox Outsourcing

Fort Knox Outsourcing was set up to cater to the growing need of businesses in Nigeria to reap the economic, strategic and operational benefits offered by outsourcing. We act as a “Third Party Service Provider” that Source, Select, and Second employment ready workforce in line with client specifications to meet their talent needs as quickly as possible!

We are recruiting to fill the position below:

Job Title: Credit Officer

Location: Agege, Lagos
Employment Type: Full-time

Key Responsibilities

• Review and evaluate loan/credit applications in line with company credit policies.
• Conduct credit analysis, background checks, and verification of customer information.
• Approve, recommend, or decline credit requests based on risk assessment.
• Monitor customer accounts to ensure timely repayments and follow up on overdue accounts.
• Prepare credit reports and maintain accurate customer credit records.
• Identify potential credit risks and recommend mitigation strategies.
• Work closely with sales, finance, and recovery teams to ensure smooth credit operations.
• Ensure compliance with internal policies and regulatory requirements.
• Provide excellent customer service and guidance on credit-related matters.

Requirements & Qualifications

• ND in Finance, Accounting, Economics, Business Administration, or related field.
• 1–3 years’ experience in credit analysis, lending, or related roles (fresh graduates may be considered for entry-level roles).
• Strong analytical and decision-making skills.
• Good knowledge of credit processes and risk assessment.
• Proficiency in MS Excel and basic financial reporting tools.
• Excellent communication and interpersonal skills.
• High level of integrity and attention to detail.

Salary
N100,000 / Month.

Application Closing Date
30th March, 2026.