Credit Officers at SOBIC and Company Microfinance Institution (17 Openings)

SOBIC and Company is a rapidly expanding, opportunity-creating, and customer-focused microfinance institution (MFI) in Nigeria. A member of the Association of Non- Bank Microfinance Institutions of Nigeria (ANMFIN), the company was registered in July, 2008 with the Corporate Affairs Commission (CAC) with a head office located at Ibadan, having several branches across the states.

We are recruiting to fill the position below:

Job Title: Credit Officer

Locations: Ibadan, Okeho, Igbeti, Ogbomoso - Oyo; Ipetu-Ijesha, Ijebu-Ijesha, Ife, Olode, Apomu, Ipetumodu - Osun, Akure, Ore - Ondo; Ikere, Aramoko - Ekiti; Kogi, Kwara, and Ogun
Employment Type: Full-time

Responsibilities

• Marketing and Customer Mobilization:Identifying potential borrowers in assigned communities or market clusters and promoting the MFI’s products.
• Group Formation and Training:Facilitating the formation of borrower groups, educating members on loan obligations, and conducting training on loan products and repayment requirements.
• Application Processing:Gathering financial data, collecting necessary documentation, and completing loan applications for individuals or groups.
• Financial Assessment:Assessing client creditworthiness by analyzing income, cash flow, and financial status, often through field visits to borrower premises.
• Risk Appraisal:Evaluating the risk associated with a loan, calculating risk ratios, and ensuring the borrower has the capacity to repay.
• Collateral Verification:Physically verifying collateral or business assets. 

Application Closing Date
24th April, 2026. 

Method of Application
Interested and qualified candidates should send their CV to: hr@sobicinvest.org using the job title as the subject of the mail.