Risk and Internal Control Officer (RICO) at a Digital Bank - HCER Consulting Limited

HCER Consulting Limited - Our client is a digitally-driven bank committed to the highest standards of integrity, control, and operational soundness. As we grow our presence in Benue State, we need a sharp, detail-oriented professional to safeguard the bank's assets and ensure compliance at the branch level.

They are recruiting to fill the position below:

Job Title: Risk and Internal Control Officer (RICO)

Location: Benue
Employment Type: Full-time
Industry: Digital Banking

The Role

• The Risk and Internal Control Officer will be responsible for monitoring, evaluating, and strengthening internal controls within the branch.
• You will identify risk exposures, investigate irregularities, and ensure that the bank's operations in Benue State are conducted in full compliance with policies and regulations.

Responsibilities

• Conduct regular internal control reviews and spot checks across all branch operations
• Identify and assess operational, credit, and compliance risks at the branch level
• Ensure adherence to the bank's policies, procedures, and CBN regulatory requirements
• Investigate incidents, irregularities, and potential fraud cases, and report findings promptly
• Prepare detailed risk and control reports for review by the regional and head office risk teams
• Monitor implementation of audit and control recommendations
• Support the development and review of branch-level control processes and documentation
• Promote a culture of compliance and risk awareness among branch staff

Requirements

• Bachelor's Degree in Accounting, Finance, Banking, or a related field
• Minimum of 4 years' experience in internal control, audit, or risk management within a bank or financial institution
• Strong knowledge of banking operations, internal control frameworks, and CBN regulations
• Experience with AML, fraud detection, and operational risk management
• ACA, ACCA, CIA, or CIBN certification is an advantage
• High analytical ability, integrity, and attention to detail
• Excellent report-writing and communication skills
• Residence in or willingness to relocate to Benue State is required

Application Closing Date
31st May, 2026.