Alan & Grant - Our client is a financial institution providing savings, loans, digital banking, and investment solutions to individuals and businesses.
They are recruiting to fill the position below:
Job Title: Branch Manager
Location: Lagos
Job Summary
- The Branch Manager is responsible for the development, coordination, supervision, and implementation of operational and business activities in the bank’s branch.
- The job holder implements strategic plan to drive deposit mobilization, expand the loan portfolio, and achieve sales targets and revenue in line with budgetary projections.
Key Responsibilities
- Ensure high-quality service by efficiently managing, developing, and using all available resources (staff, systems, and processes).
- Drive deposit mobilization initiatives by developing strategies to attract new savings, current, and investment accounts from individuals, SMEs, and corporates.
- Lead core loan product sales, including origination, structuring, and monitoring of retail and SME loans to achieve portfolio growth and maintain asset quality.
- Ensure customers are migrated to more appropriate and cost-effective channels, while identifying and actioning cross-selling opportunities based on customer needs.
- Achieve targeted growth in investment deposits, loan portfolio and overall revenue.
- Proactively identify and assess risks faced by the branch and reduce exposure by maintaining an effective system of controls.
- Ensure the effective rollout of management initiatives to the branch.
- Maintain a high level of integrity and ethical standards.
- Manage assets (cash and cost accountabilities) with emphasis on containment of controllable costs.
- Ensure overall operational readiness/efficiency of branch infrastructure (premises, assets, physical security, fraud prevention, losses, and differences).
- Maintain effective control structures, with duties appropriately segregated, and recommend revisions of internal controls where appropriate.
- Ensure dual controls, authority levels, and limits of access to information/systems are adhered to.
- Develop marketing and relationship management strategies to achieve responsive sales targets for the branch.
- Coach the relationship management team on product knowledge, especially deposit products and loan offerings.
- Monitor and manage the performance and development of subordinates to ensure sustained profitability, compliance, and staff well-being.
Requirements
- HND / BSc Degree in Science, Social Science, or a related field (M.Sc. or a professional certification is an added advantage)
- Completion of Microfinance Certification Programme
- Experience working in a Microfinance Bank.
- Strong expertise and experience in deposit mobilization, loan sales and credit analysis.
- Strong financial analysis skills, including interpretation of financial statements and ratios.
- Proficiency with Microsoft Office Suite and banking software.
Application Closing Date
Not Specified.
https://www.hotnigerianjobs.com/hotjobs/892280/branch-manager-at-a-financial-institution-alan-gra.html