Credit Policy & Portfolio Officer at First Bank of Nigeria Limited (FirstBank)

First Bank of Nigeria Limited (FirstBank) is Nigeria's largest financial services institution by total assets and gross earnings. With more than 10 million customer accounts, FirstBank has over 750 branches providing a comprehensive range of retail and corporate financial services. The Bank has international presence through its subsidiaries, FBN Bank (UK) Limited in London and Paris, FBNBank DRC, FBNBank Ghana, FBNBank Gambia, FBNBank Guinea, FBNBank Sierra-Leone and FBNBank Senegal, as well as its Representative Offices in Johannesburg, Beijing and Abu Dhabi.

We are recruiting to fill the position below:

Job Title: Credit Policy & Portfolio Officer

Job Identification: 1733
Location: Lagos
Job type: Full-time

Duties And Responsibilities

• Carry out periodic review on methodologies (Impairment, ICAAP, and CAR) as required. 
• Preparation of monthly Capital Adequacy Requirement report (CAR) 
• Preparation of monthly impairment calculation
• Preparation of monthly IFRS credit journals
• Preparation of quarterly ICAAP report to CBN (Internal Capital Adequacy Assessment Process)
• Preparation of credit disclosures for Year End and Periodic Audit
• Conduct Stress testing and scenario analysis for stakeholder unit/department/regulator as required
• Provide support for portfolio projects (IFRS, Basel)
• Conduct macroeconomic review, industry studies and industry ratings for the development of portfolio plan and credit strategy
• Analyse portfolio trends to determine root causes of negative trends in the Bank’s portfolio and recommend corrective measures.
• Conduct analysis of ratings in the Bank’s portfolio (Weighted Average Risk Rating)
• Implement the Enterprise Risk Management (ERM) framework to ensure compliance with Basle and IFRS requirements and co-ordinates the process for the review of the document
• Any other portfolio management tasks
• Comply with the principles and policies in the Information Security Handbook.

Job Requirements
Education:

• Minimum Education: First Degree in Business related and Science/Engineering courses.

Experience:

• Minimum experience: 2 years of relevant experience in banking or risk management.

Knowledge:

• Data Gathering and Analysis.
• Industry knowledge
• Familiarity with Microsoft Office, especially Excel
• Familiarity with the bank’s software e.g. Finacle
• Research orientation.

Skill/Competencies:

• Interpersonal skills
• IT and Computer appreciation
• Communications skills (written and oral)
• Attention to details
• Analytical and conceptual skills
• Integrity
• Data gathering skills
• Ability to communicate technical information to a non-technical audience
• Reporting skills.

Application Closing Date
25th May, 2026; 05:00 PM.

How to Apply
Interested and qualified candidates should:
Click here to apply online