Core Banking Officer at Unified Payments Services Limited

Unified Payment Services Limited is a company set up by a consortium of banks to provide and manage a credible and cost-effective smartcard operation through introducing an alternative method of payment in Nigeria.

We are recruiting to fill the position below:

Job Title: Core Banking Officer

Location: Mainland, Lagos
Employment Type: Full-time

Duties and Responsibilities
Core Banking Operations Execution:

• Process and monitor daily core banking transactions including account opening / maintenance, funds transfers, postings, and reconciliations.
• Execute End-of-Day (EOD), End-of-Month (EOM), and End-of-Year (EOY) processes in line with defined procedures.
• Ensure accuracy and completeness of all system entries and transactions.

System Monitoring & Support:

• Monitor system performance and promptly escalate system issues or downtimes.
• Provide first-level support for core banking system-related issues.
• Liaise with IT support teams and vendors for issue resolution and system maintenance.

Reconciliation & Exception Handling:

• Perform daily reconciliation of transactions, suspense accounts, and general ledger balances.
• Investigate and resolve discrepancies, exceptions, and failed transactions within agreed timelines.
• Maintain proper documentation for all resolved cases.

Compliance & Risk Control:

• Ensure adherence to internal policies, operational guidelines, and regulatory requirements.
• Identify operational risks and escalate potential control weaknesses.
• Support audit processes by providing required documentation and implementing audit recommendations.

Process Improvement & Efficiency:

• Identify opportunities for process improvement and automation within core banking operations.
• Assist in the development and update of Standard Operating Procedures (SOPs).
• Participate in system testing (UAT) for new features, upgrades, and product rollouts.

Reporting & Documentation:

• Generate daily, weekly, and monthly operational reports.
• Maintain accurate logs of transactions, issues, and resolutions.
• Provide data and insights to support management decision-making.

Stakeholder Engagement:

• Collaborate with internal teams such as Branch Operations, Digital Banking, Finance, and Risk.
• Provide operational support for new product implementation and system changes.
• Ensure effective communication of issues and resolutions to relevant stakeholders.

Application Closing Date
30th June, 2026.

How to Apply
Interested and qualified candidates should send their CV to: recruitment@up-ng.com using the job title as the subject of the mail.