Veridion Advisory Partners - Our client is a licensed fintech-driven microfinance bank positioned to redefine digital financial inclusion through technology-enabled lending, payments, and savings solutions. As a startup institution entering a critical growth phase, the organization is building a scalable digital banking model designed to serve individuals, SMEs, and underserved markets through secure, data-driven financial services aligned with CBN regulatory standards.
They are recruiting to fill the position below:
Job Title: Senior Treasury Officer (Banking)
Location: Lagos
Employment Type: Full-time
Job Description
- The role is responsible for managing and building the Bank’s treasury operations, liquidity management, funding structure, investment activities, and financial control processes within a fintech-driven digital microfinance bank.
- The successful candidate will play a critical role in establishing the treasury framework, cash management structure, liquidity planning processes, investment monitoring systems, and treasury control environment from inception.
- This role requires a highly analytical and commercially aware treasury professional with strong expertise in liquidity management, fixed deposit mobilization, interbank placements, cash flow forecasting, balance sheet management, and financial risk monitoring.
- The ideal candidate must be capable of creating treasury structures, implementing controls, developing funding optimization strategies, supporting deposit growth initiatives, and ensuring regulatory compliance within a startup banking environment.
- The role requires a self-driven professional who can provide direction, establish systems independently, and support the Bank’s financial stability, profitability, and operational efficiency from the ground up.
Responsibilities
Treasury Operations & Liquidity Management:
- Manage the Bank’s daily treasury operations and liquidity position.
- Monitor cash flow movements and ensure optimal liquidity levels across all banking operations.
- Develop and implement liquidity management frameworks and cash positioning structures.
- Maintain adequate funding levels to support operational and lending activities.
- Monitor liquidity ratios and ensure compliance with regulatory requirements.
- Prepare daily, weekly, and monthly liquidity and treasury reports.
Deposit Mobilization & Funding Strategy:
- Support the development and execution of deposit mobilization strategies.
- Drive fixed deposit growth initiatives and liability generation campaigns.
- Develop competitive deposit and investment product structures.
- Monitor deposit mix, funding costs, and liquidity stability.
- Support relationship management for high-value deposit customers and institutional funding partners.
- Identify opportunities to optimize the Bank’s funding base and cost of funds.
Investment & Interbank Management:
- Manage interbank placements and short-term investment activities.
- Monitor treasury investment opportunities in line with approved risk limits and policies.
- Analyze interest rate trends, market conditions, and investment opportunities.
- Support investment portfolio management and yield optimization.
- Ensure proper monitoring and reconciliation of treasury placements and investment transactions.
Financial Control & Treasury Reconciliation:
- Perform treasury-related reconciliations and financial control checks.
- Monitor settlement activities and treasury transaction accuracy.
- Ensure proper maker-checker controls across treasury operations.
- Investigate and resolve treasury transaction exceptions and discrepancies.
- Maintain accurate treasury records, schedules, and supporting documentation.
Treasury Policy, Processes & Controls:
- Assist in developing treasury policies, procedures, and operational frameworks.
- Establish treasury workflows, controls, and reporting structures from inception.
- Ensure compliance with internal treasury governance standards.
- Implement controls to minimize liquidity, operational, and financial risks.
- Support audit and regulatory review processes relating to treasury activities.
Cash Flow Forecasting & Financial Planning:
- Prepare cash flow forecasts and liquidity projections.
- Monitor inflows, outflows, and funding requirements across the Bank.
- Support balance sheet planning and financial optimization initiatives.
- Analyze treasury performance metrics and funding efficiency.
- Provide financial insights to support strategic decision-making.
Regulatory Compliance & Reporting:
- Ensure compliance with CBN treasury and liquidity regulations.
- Support preparation of regulatory treasury reports and statutory submissions.
- Maintain proper documentation for treasury operations and regulatory reviews.
- Monitor compliance with treasury operational limits and financial policies.
Technology & Treasury Process Automation:
- Collaborate with Technology and Operations teams to automate treasury workflows.
- Support integration of treasury processes within the Bank’s core banking system.
- Assist in implementing digital treasury monitoring and reporting tools.
- Drive process improvements and operational efficiency within treasury operations.
Department Setup & Institutional Development:
- Support the establishment of the Bank’s treasury structure from the ground up.
- Assist in developing treasury reporting templates, dashboards, and operational frameworks.
- Contribute to the design of scalable treasury processes suitable for a digital banking environment.
- Support the development of a disciplined treasury and financial control culture.
Requirements
Education:
- Bachelor’s Degree in Finance, Accounting, Economics, Banking, Business Administration, or related discipline.
- MBA or postgraduate qualification is an added advantage.
- Relevant professional certifications including ACA, ACCA,ACT, ACIB, or related treasury and finance certifications will be an added advantage.
Experience:
- 5–8 years experience in treasury, finance, banking operations, or financial control within banking, fintech, or financial services environments.
- Strong experience in liquidity management, treasury operations, fixed deposit management, reconciliations, cash flow forecasting, and treasury reporting.
- Good understanding of CBN treasury regulations, liquidity requirements, and financial control standards.
- Experience in digital banking, fintech, or microfinance banking environments is highly desirable.
- Experience supporting treasury structure development, process setup, or operational framework implementation is an added advantage.
Skills:
- Treasury Operations Management
- Liquidity & Cash Flow Management
- Fixed Deposit & Liability Management
- Interbank Placements & Investments
- Financial Control & Reconciliation
- Treasury Reporting & Analysis
- Cash Flow Forecasting
- Regulatory Compliance
- Financial Risk Monitoring
- Balance Sheet Management
- Data Analysis & Financial Modelling
- Digital Banking Operations
- Core Banking Systems Knowledge
- Process Development & Optimization
- Strong Analytical & Problem-Solving Skills
Other Requirements:
- Strong commercial awareness and financial discipline.
- High attention to detail, accuracy, and confidentiality.
- Ability to work independently and build structures proactively.
- Strong organizational, analytical, and reporting skills.
- Excellent communication and stakeholder management abilities.
- Ability to thrive in a fast-paced startup environment.
- Strong understanding of treasury operations within a digital banking ecosystem.
Remuneration
- Salary: N300,000 - N500,000 / Month.
- Performance-based incentives linked to financial performance and institutional growth.
Application Closing Date
1st June, 2026.
https://www.hotnigerianjobs.com/hotjobs/900808/senior-treasury-officer-banking-at-a-licensed-fint.html