Head of Credit at Wetland Microfinance Bank

Wetland Microfinance Bank Limited is a State microfinance bank licensed by the Central Bank of Nigeria (CBN), with its head office in Effurun and twelve (12) branches across Delta State. It came into its inception in 2000 as Erikpo Community Bank and subsequent upgrade to a State microfinance bank by the Central Bank of Nigeria (CBN) in 2005, Wetland Microfinance Bank Limited.

Job Title: Head of Credit

Location: Warri, Delta
Employment Type: Full-time

Job description

• Oversee the entire credit process, from risk assessment to loans approval and recovery
• Identify, assess, measure, monitor, and control credit risks to maintain a high-quality loan portfolio
• Manage and monitor the overall loan quantity and quality
• Track key portfolio parameters, monitor stress testing processes, and manage potential breaches of credit limits
• Lead and mentor the credit department team both at the head office and across the branches, ensuring their ongoing competence through training and development
• Ensure strict adherence to regulatory requirements, corporate governance, and internal policies
• Develop and implement systems for generating management information and regulatory reports.

Requirements

• Bachelor's or HND degree in Finance, Economics, Business Administration , or relate field
• Minimum of 4 years of experience in credit management, sales within the financial industry
• Excellent leadership, communication , and Interpersonal skills
• Ability to work under pressure and meet tight deadlines
• Proven ability to manage a high portfolio.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should send their Resume and cover letter to: wetland.hrdept@gmail.com using the Job Title as the subject of the mail.