UnoCasa is a full service Human Resources Consultancy business with focus on Talent Acquisition, Learning & Development and Consultancy services. Our raison d’etre is the notion that your people are your advantage and proffer people-centric solutions to ensure your team accomplish your business goals.
We are not your run of the mill HR Company, we believe in team diversity and teamwork; we believe that the workplace should have an ambience that inspires productivity of the team; and the application of technologies to enhance efficiency. We know that every business is unique and tailor HR solutions to your organisation’s needs. Our clients are in various sectors not limited to engineering, education, health oil & gas, government, media, finance, retail, lifestyle, consultancy firms and services.
We are recruiting to fill the position below:
Job Title: Credit Risk & Internal Control Officer
Location: Utako, Abuja (FCT)
Employment Type: Full-time
About the Role
- We are seeking a highly analytical and detail-oriented Credit Risk & Internal Control Officer to strengthen our risk management and control environment.
- This role is critical in safeguarding the firm’s capital by providing independent oversight of credit risk, internal controls, and regulatory compliance across all financing and investment activities. The successful candidate will operate as a key second-line assurance function, ensuring robust risk practices, strong governance, and alignment with regulatory and ethical (including Shariah, where applicable) standards.
Key Responsibilities
Credit Risk Assessment & Monitoring:
- Conduct independent credit risk reviews for financing, investment, and counterparty exposures
- Assess creditworthiness using financial analysis, cash flow modeling, and risk rating frameworks
- Evaluate deal structures, collateral, covenants, and guarantees
- Monitor portfolio performance, including early warning signals, arrears, and defaults
- Prepare periodic credit risk reports with insights and mitigation recommendations
Internal Control & Risk Framework Oversight:
- Design and enhance internal control systems across credit, finance, and operations
- Identify control gaps and recommend corrective actions
- Support implementation of risk policies and procedures
- Conduct Risk & Control Self-Assessments (RCSA)
Compliance & Regulatory Alignment:
- Ensure compliance with regulatory requirements and internal policies
- Review transactions for alignment with ethical/Shariah principles where applicable
- Support audits, regulatory reviews, and compliance assessments
- Track and assess regulatory updates and their impact on operations
Portfolio Risk Management & Reporting:
- Monitor portfolio risk exposure across sectors and counterparties
- Conduct stress testing and scenario analysis
- Prepare dashboards and reports for senior management and Board committees
- Escalate risk breaches and control failures promptly
Governance, Advisory & Stakeholder Engagement:
- Act as a trusted risk advisor to credit and investment teams
- Participate in credit and investment committees
- Provide independent challenge to support sound decision-making
- Promote a strong risk and control culture
Continuous Improvement:
- Enhance risk models, tools, and reporting systems
- Support training and awareness on risk, controls, and compliance best practices
- Stay updated on global trends in risk management and ethical finance
Key Performance Indicators (KPIs)
- Quality and timeliness of credit risk assessments
- Portfolio risk health (NPLs, defaults, concentrations)
- Effectiveness of internal controls and reduction in breaches
- Closure rate of audit and regulatory findings
- Adherence to risk policies and frameworks
Qualifications & Experience
- Bachelor’s degree in Finance, Accounting, Economics, Risk Management, or related field
- Postgraduate qualification is an added advantage
- FRM, PRM, CFA, ACA/ACCA, CIA, or equivalent
- Certification/training in Islamic finance or ethical investing (added advantage)
- 5–8 years’ experience in credit risk, internal audit, or financial control
- Background in financial services, investment firms, or development finance
- Proven experience in credit analysis, risk assessment, and compliance
Skills & Competencies:
- Strong analytical and problem-solving skills
- High attention to detail and structured thinking
- Excellent report writing and communication skills
- Strong organizational and documentation abilities
- Proficiency in Microsoft Office Suite and ERP/accounting systems
- High level of integrity, accountability, and professionalism.
Application Closing Date
9th July, 2026.
https://www.hotnigerianjobs.com/hotjobs/904720/credit-risk-internal-control-officer-at-unocasa-co.html