Credit Risk Analyst at Workforce Group

At Workforce Group, we go beyond narrowly defined client issues, beyond conventional wisdom, beyond the expected, to create opportunities for our clients, candidates, colleagues, collaborators, and community. Through a network of diversified but highly complementary lines of businesses we have helped some of the most important and exciting organisations on the continent find the critical talent, access cutting edge advice and get innovative support they require to grow in a challenging market. We support businesses and organisations of varying size, structure and maturity across diverse sectors such as Technology, Telecoms, Oil & Gas, Financial Services, Third Sector, FMCG etc. to enhance business performance, optimise for growth and achieve exceptional results.

We are recruiting to fill the position below:

Job Title: Credit Risk Analyst

Location: Abuja (FCT)
Employment Type: Full-time

Job Description

• Reviewing loan applications for potential risks, including an applicant’s ability to repay the loan.
• Reviewing financial statements to determine the individual or company’s ability to repay its loan.
• Analysing financial data to assess risk exposure and recommend solutions.
• Reviewing of PO loan, Bridge Finance, Working capital loan, Income discounting etc
• Reviewing a borrower’s credit history to determine their risk of defaulting on a loan or other financial obligation.
• Communicating findings with other team members within the lending institution or other parties involved in the decision-making process.
• Monitoring loans to detect signs of financial distress or possible fraud.
• Preparing reports summarizing the findings of the analysis and recommending next steps
• Reviewing business plans to determine whether applicants have realistic expectations about their ability to repay loans.
• Loan Monitoring and reporting
• Prepare weekly and monthly report.
• Preparing and sending of monthly credit bureau report to credit bureau companies.
• Ability to motivate team members positively towards the job.

Job Requirement and Skills

• Candidate should have bachelor’s degree in business, finance, accounting, economics, or related field.
• 3-6 years professional experience preferably in the SME loan transactions
• Excellent Numerical and analytical skills
• Knowledge of all regulatory policies and procedure
• Ability to recognize problems and apply Risk Management techniques to address them.
• Excellent Leadership, team management, developing and mentoring.
• High-level influencing and interpersonal skills
• Excellent verbal and written communication skills
• Meticulous attention to detail and accuracy.
• Excellent organizational and leadership ability
• Analytical mind
• Problem-solving aptitude

Salary
N500,000 - N900,000 / Month.

Application Closing Date
12th July, 2026.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Note: Only shortlisted candidates will be contacted.