Head, Risk Management at Jimadek Consulting Limited

Jimadek Consulting Limited is a specialist recruitment and human capital consulting firm dedicated to serving the financial services industry. We partner with Microfinance Banks, Finance Companies, FinTechs, Commercial Banks, Mortgage Institutions, Cooperative Societies, and other financial institutions to attract, assess, and place exceptional talent that drives business growth and operational excellence.

In today's highly competitive labour market, organizations require more than just recruitment support—they need a strategic talent partner that understands industry dynamics, regulatory expectations, and the competencies required for sustainable success. At Jimadek Consulting Limited, we leverage deep industry knowledge, rigorous assessment methodologies, and an extensive talent network to deliver high-performing professionals across executive, management, and specialist roles.

We are recruiting to fill the position below:

Job Title: Head, Risk Management

Location: Ikoyi, Lagos 
Employment Type: Full-time

Job Summary

• The Head, Risk Management will be responsible for developing, implementing, and maintaining an effective Enterprise Risk Management (ERM) framework that supports the Bank's strategic objectives while safeguarding its assets, reputation, and stakeholders' interests.
• The successful candidate will oversee the identification, assessment, monitoring, reporting, and mitigation of risks across the Bank, ensuring compliance with regulatory requirements and industry best practices.

Key Responsibilities 
Enterprise Risk Management:

• Develop and implement the Bank's Enterprise Risk Management Framework.
• Establish risk management policies, procedures, and standards across the organization.
• Identify, assess, monitor, and report key risks impacting the Bank's operations and strategic objectives.
• Maintain the Bank's risk register and monitor emerging risks.
• Promote a strong risk management culture across all business units.

Credit Risk Management:

• Review and monitor credit risk exposures across the loan portfolio.
• Assess lending policies and credit approval processes to ensure sound risk practices.
• Monitor portfolio quality, delinquency trends, concentration risks, and recovery performance.
• Provide independent risk assessments on significant credit proposals and initiatives.

Operational Risk Management:

• Identify operational risks arising from processes, systems, people, and external events.
• Develop mitigation strategies and monitor control effectiveness.
• Conduct risk and control assessments across business functions.
• •Monitor incidents, losses, and operational risk events and recommend corrective actions.

Market and Liquidity Risk Management:

• Monitor liquidity positions and funding risks.
• Assess exposure to market-related risks including interest rate and investment risks where applicable.
• Provide risk insights to support financial planning and treasury activities.

Regulatory Compliance and Governance:

• Ensure compliance with applicable CBN guidelines, prudential requirements, and other regulatory standards.
• Support the implementation of governance and risk oversight frameworks.
• Prepare risk reports for Executive Management, Board Committees, and the Board of Directors.
• Serve as a key liaison on risk-related matters during regulatory examinations and audits.

Business Continuity and Information Security Risk:

• Coordinate the Bank's Business Continuity Management (BCM) framework.
• Conduct periodic business continuity and disaster recovery assessments.
• Collaborate with Technology and Operations teams to manage information security and cyber risk exposures.

Risk Reporting and Analytics:

• Develop and maintain key risk indicators (KRIs) and risk dashboards.
• Produce timely and accurate risk reports for Management and the Board.
• Analyze risk trends and recommend strategic interventions.
• Support stress testing, scenario analysis, and risk forecasting activities.

Stakeholder Collaboration:

• Work closely with Internal Audit, Compliance, Operations, Finance, Credit, and Technology teams.
• Provide risk advisory support for new products, projects, partnerships, and strategic initiatives.
• Deliver risk awareness and training programs across the Bank.

Qualifications and Experience

• Bachelor's Degree in Finance, Accounting, Economics, Banking, Business Administration, Statistics, Mathematics, Risk Management, or a related field.
• Master's Degree or MBA will be an added advantage.
• Minimum of 7–10 years relevant experience in Risk Management, Internal Control, Credit Risk, Enterprise Risk Management, or Compliance within a financial institution.
• At least 3 years in a supervisory or leadership role.
• Strong understanding of risk management principles within the banking or microfinance sector.
• Knowledge of CBN regulations, prudential guidelines, and enterprise risk management frameworks.

Professional certifications
Possession of one or more of the following certifications will be an added advantage:

• Chartered Risk Manager (CRM)
• Certified Risk Management Professional (CRMP)
• Financial Risk Manager (FRM)
• Professional Risk Manager (PRM)
• Chartered Banker Certification
• ACCA, ACA, CFA, or related professional qualification

Core Competencies:

• Enterprise Risk Management
• Credit Risk Analysis
• Operational Risk Management
• Regulatory Compliance
• Corporate Governance
• Business Continuity Management
• Risk Reporting and Analytics
• Strategic Thinking
• Problem Solving and Decision Making
• Leadership and Team Management
• Stakeholder Management
• Communication and Presentation Skills
• Integrity and Professional Ethics.

Salary
N500,000 - N750,000 per month.

Application Closing Date
30th June, 2026.

How to Apply
Interested and qualified candidates should submit their CV to: recruitment.jimadekconsulting@gmail.com using the job title as the subject of the mail.