Legal Officer at New Dawn Microfinance Bank Limited

New Dawn Microfinance Bank aims to reduce poverty and make financial services available to the huge catchment of unserved active poor in the urban and semi-urban areas of Uyo and Akwa Ibom State in general. We are a group of private citizens from diverse professional backgrounds who met and conceived the idea of establishing a Microfinance Bank that would be like no other. At New Dawn, we tailor our customers’ needs specifically to bespoke products to fit perfectly their needs. No matter what your priorities are, our exceptional service, unique benefits and expert solutions are tailored to help you achieve them all.

We are recruiting to fill the position below:

Job Title: Legal Officer

Location: Akwa Ibom
Job Type: Full-time

Key Responsibilities

• Reviewing, vetting, drafting, and negotiating a wide range of legal agreements for the Bank, including but not limited to loan agreements, finance documents, vendor contracts, service level agreements, NDAs and MOUs.
• Representing the Bank in contract negotiation meetings.
• Reviewing and approving legal documentation to ensure consistency with internal policies, applicable laws, and regulatory requirements.
• Collaborating with business units to provide legal support on contractual matters, offering practical and risk-aware legal advice.
• Ensuring timely turnaround on all agreement review requests and managing service level expectations with internal stakeholders.
• Providing guidance on standard contractual clauses and supporting the automation of agreement templates where appropriate.
• Developing, maintaining, and regularly updating a legal clause library and repository of standard contract templates.
• Supporting audits, regulatory inspections, and internal risk reviews concerning legal documentation.
• Draft and review complex loan agreements, facility letters, and guarantees as well as conduct legal searches and perfection of securities.
• Monitoring changes in applicable laws and regulations that may impact the bank’s contractual obligations.
• Provide legal support in delinquency management and debt recovery

Qualifications & Experience

• Bachelor of Laws (LL.B.) degree from an accredited institution. 
• Minimum of 2+ years of post-call experience in a similar role, preferably within the banking and financial services sector.
• Deep and proven knowledge in banking & finance transactions, commercial law, and fintech regulations.
• Strong proficiency in drafting, reviewing, and negotiating complex financial and commercial agreements.
• Excellent communication (verbal and written) and stakeholder management skills, with the ability to explain legal concepts to non-lawyers.
• Familiarity with the regulatory landscape affecting the banking industry.

Skills:

• Strong proficiency in research, drafting, reviewing, and negotiating complex financial and commercial agreements.
• Excellent communication (verbal and written) and stakeholder management skills, with the ability to explain legal concepts to non-lawyers.
• Familiarity with the regulatory landscape affecting the banking industry.
• Microsoft Office proficiency
• Time Management and Organization
• Adaptability
• Professional Ethics and integrity
• Strong critical thinking and analytical skills
• Attention to minute details
• A strong team player

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should send their Applications, attached Resume, and copies of their credentials to: hr@newdawnmfb.com, using the Job Title as the subject of the email.