Alan & Grant - Our work is focused on creating innovative HR and Organizational Development Solutions aimed at Performance Improvement & Business Growth. We currently serve clients across various sectors of the Economy from locations in Jos, Port Harcourt and Lagos.
We are recruiting to fill the position below:
Job Title: Portfolio & Risk Manager
Location: Abuja
Employment Type: Full-time
Job Summary
- The Portfolio & Risk Manager will be responsible for overseeing the full lifecycle of the fund's debt and revenue-based financing (RBF) portfolio, combining portfolio monitoring, credit risk management, and enterprise risk oversight within a single function.
Key Responsibilities
Portfolio Monitoring & Portfolio Management:
- Develop and maintain the fund's portfolio monitoring framework covering financial, operational, ESG, impact, and governance indicators across all investee companies.
- Monitor portfolio performance from disbursement through repayment, ensuring timely identification of risks and opportunities.
- Track covenant compliance, repayment schedules, arrears, restructurings, and recovery activities across the debt and RBF portfolio.
- Conduct quarterly portfolio reviews, including management meetings, site visits, covenant testing, and performance assessments.
- Develop portfolio dashboards and management reports for the Investment Committee, Management Team, LPs, and Board.
- Maintain portfolio company risk ratings and performance assessments on an ongoing basis.
- Work closely with portfolio companies to improve financial reporting, governance structures, management information systems, and operational controls.
- Partner with the Technical Assistance function to design and implement post-investment support programs that enhance portfolio performance.
- Coordinate workout, restructuring, and recovery initiatives where portfolio companies experience financial stress.
- Prepare investor reporting packs, impact reports, capital account statements, and portfolio performance updates.
Credit Risk Management:
- Independently review all proposed debt and revenue-based financing transactions prior to Investment Committee approval.
- Conduct detailed credit analysis including financial statement reviews, cash flow modelling, stress testing, sensitivity analysis, and debt servicing assessments.
- Develop and maintain internal credit risk rating methodologies and ensure consistent application across the portfolio.
- Provide independent risk opinions and recommendations to the Investment Committee.
- Assess transaction structures, collateral arrangements, covenants, and risk mitigation measures.
- Monitor sector, country, borrower, and concentration exposures against approved risk limits.
- Design and oversee portfolio stress-testing exercises to assess resilience under adverse economic scenarios.
- Develop and maintain provisioning methodologies and Expected Credit Loss (ECL) models in line with IFRS 9 requirements.
Enterprise Risk Management:
- Lead the development and maintenance of the firm's enterprise risk management framework.
- Establish and monitor risk appetite statements, concentration limits, sector exposure limits, and country risk thresholds.
- Maintain the organization's risk register covering credit, operational, compliance, liquidity, FX, legal, and reputational risks.
- Conduct periodic risk assessments and present risk reports to senior management and the Board.
- Ensure compliance with applicable regulatory, investor, and governance requirements.
- Develop early-warning indicators and portfolio surveillance tools to identify emerging risks.
- Support business continuity planning and operational risk management initiatives.
- Coordinate with legal counsel, auditors, and external advisors on risk-related matters.
Impact Measurement & Reporting:
- Monitor impact performance indicators and ESG metrics across the portfolio.
- Support reporting aligned with recognized frameworks such as IRIS+, 2X Challenge, IMP, and DGGF requirements.
- Ensure portfolio companies provide accurate and timely impact and ESG data.
- Integrate impact and sustainability considerations into portfolio monitoring and risk assessment processes.
​Requirements
- Bachelor's Degree in Finance, Accounting, Economics, Business Administration, or a related field.
- Professional qualifications such as CFA, FRM, ACA, ACCA, CIPM, or equivalent are strongly preferred.
- 7–10 years of relevant experience in credit risk management, portfolio monitoring, private credit, SME banking, development finance, impact investing, or fund management.
- Demonstrated experience monitoring debt portfolios and/or revenue-based financing transactions.
- Strong credit underwriting and transaction risk assessment experience.
- Experience designing or managing enterprise risk management frameworks.
- Working knowledge of IFRS 9, Expected Credit Loss (ECL) methodologies, Basel frameworks, and prudential risk management practices.
- Experience producing investor, LP, Board, and regulatory reports.
- Familiarity with impact measurement frameworks such as IRIS+, IMP, 2X Challenge, and ESG reporting standards is advantageous.
- Experience working within a DFI, private credit fund, impact fund, commercial bank, microfinance institution, or SME lender is highly desirable.
- Working knowledge of Francophone West Africa markets is advantageous.
- Proficiency in French is a plus.
Application Closing Date
Not Specified.
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