Senior Loan Executive (SME, Corporate & Asset Financing) at Hills Harvest Microfinance Bank - 2 Openings

Hills Harvest Microfinance Bank is where innovation meets financial empowerment. We are committed to shaping the future of banking by delivering accessible, secure, and customer-focused financial solutions that empower individuals, entrepreneurs, and businesses to achieve lasting financial success. Hills Harvest Microfinance Bank is committed to delivering innovative financial solutions that empower individuals, SMEs, and corporate organizations to achieve sustainable growth.

We are recruiting to fill the position below:

Job Title: Senior Loan Executive (SME, Corporate & Asset Financing)

Locations: Lagos and Ogun
Employment Type: Full-time

Job Summary

• As part of our expansion, we are seeking experienced, highly motivated, and results-driven professionals to join our Business Development and Credit team.
• The Senior Loan Executive (SME, Corporate & Asset Financing) will be responsible for driving business growth through the acquisition of quality loan, investment, and deposit customers while maintaining a healthy loan portfolio.
• The successful candidate will identify new business opportunities, evaluate credit requests, structure financing solutions, manage customer relationships, and ensure compliance with the Bank's credit policies and regulatory requirements.

Key Responsibilities

• Identify, prospect, and onboard individual, SME, and corporate customers to grow the Bank's loan, investment, and deposit portfolio.
• Market and promote the Bank's financial products, including SME Loans, Corporate Loans, Asset Financing, Salary Loans, Working Capital Loans, Investment Products, and Deposit Mobilization solutions.
• Conduct customer assessments, evaluate loan applications, and prepare quality credit appraisal reports in line with the Bank's Credit Policy.
• Structure loan facilities and collaborate with Credit Risk, Operations, and Compliance teams to facilitate timely loan approvals and disbursements.
• Monitor loan utilization, repayment performance, and proactively manage delinquent accounts to minimize Portfolio at Risk (PAR) and Non-Performing Loans (NPLs).
• Build and maintain strong customer relationships while identifying opportunities to cross-sell the Bank's products and services.
• Maintain accurate customer records, loan documentation, and transaction updates using the Bank's Core Banking System.
• Achieve assigned business targets for loan disbursement, deposit mobilization, investment growth, customer acquisition, and portfolio quality.

Key Performance Indicators (KPIs)

• Achievement of monthly and annual loan disbursement targets.
• Achievement of deposit mobilization and investment growth targets.
• Growth and quality of the SME and Corporate loan portfolio.
• Maintenance of acceptable Portfolio at Risk (PAR) and NonPerforming Loan (NPL) ratios.
• Customer acquisition, retention, and cross-selling performance.

Requirements

• Bachelor's Degree or HND in Finance, Banking, Economics, Accounting, Business Administration, Marketing, or any related discipline.
• 1 - 3 years' experience in Business Development, Credit Marketing, Loan Sales, or Relationship Management within a Microfinance Bank, Commercial Bank, Finance Company, or similar financial institution.
• Proven experience in SME Lending, Corporate Lending, Asset Financing, Salary Loans, or Deposit Mobilization.
• Strong knowledge of credit appraisal, financial analysis, loan structuring, and regulatory compliance.
• Excellent business development, communication, negotiation, and relationship management skills with the ability to consistently meet performance targets.

What We Offer

• Competitive monthly salary of N150,000 – N350,000 (based on experience).
• Attractive performance-based sales bonus and commission.
• Career growth and advancement opportunities.
• Continuous learning and professional development.
• A collaborative, performance-driven work environment.

Application Closing Date
31st July, 2026.

How to Apply
Interested and qualified candidates should send their CV to: info@hhmfb.com using "Senior Loan Executive – Lagos or Senior Loan Executive – Abeokuta" as the subject of the email.