Product Manager at Carbon Nigeria

Posted on Fri 17th Jul, 2026 - www.hotnigerianjobs.com --- (0 comments)

Carbon is a pan-African digital bank with a mission to provide friction-free finance to its customers. Carbon promises to play a fundamental role in its customers’ lives wherever they are, with flexible solutions. We pride ourselves on our efficiency and with just $10mm of equity raised in 2015, we have disbursed over $100m in loans and earned more than $30mm in revenue over the last 2 years. Carbon has operations in Ghana, Kenya, and Nigeria, supported by a talented team spread between Lagos, Nairobi, London, Argentina, and Palo Alto so we operate with a remote-first mindset. 

We are recruiting to fill the position below:

Job Title: Product Manager

Location: Lagos

About This Role

  • You will be our product manager across both sides of the business: Paylater, our mature consumer lending app, and the Carbon SME app, our fastest-growing business line.
  • These are two different jobs and you need to enjoy both.
  • On Paylater, the work is optimization: reading the analytics, finding where customers drop off, and shipping improvements that move conversion and retention.
  • On SME, the work is earlier-stage: figuring out what businesses need next and getting it built. You will work directly with our engineering leads on each app.

Responsibilities

  • Own the roadmap for both the consumer (Paylater) and SME apps: prototype, PRD, sprint playback, launch, iterate.
  • Live in the analytics. Use tools like PostHog, Firebase, SQL and Google Analytics to analyse funnels, find where customers drop off, and decide what gets built next.
  • Set success metrics for every launch, report against them, and kill what isn't working.
  • Turn field insight into product decisions by working directly with our BDOs and customers.
  • Work with engineering, risk and design to ship fast inside a regulated lending business.

Requirements

  • 3-5 years in product management, ideally fintech or digital banking.
  • Fluency in product analytics (PostHog, Firebase, Google Analytics, Mixpanel or Amplitude).
  • You can build a funnel analysis yourself and tell us what it means for the roadmap.
  • SQL and spreadsheet fluency. You pull your own data.
  • Experimental with AI. You use AI tools daily in your own work, whether for research, prototyping, analysis or writing, and you have opinions about where AI belongs in a product.
  • Show us something you've built or automated with it.
  • Evidence of shipping: at least one product you took from idea to live customers.
  • Range: comfort optimizing a mature product and building for a newer one
  • Tell us about a time you did each.
  • Clear written thinking. PRDs people actually read.

Nice to Have:

  • Experience with loan products in a regulated environment is a plus.
  • We will train the rest.
  • What we can't train is curiosity, ownership and the instinct to check the data before forming an opinion.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online