Relationship Managers at Crossover Microfinance Bank

Crossover is an innovative financial microfinanance/mortgage instituition offering various financial products and services.

We are recruiting to fill the position below:

Job Title: Relationship Manager

Location: Lagos
Department: Business Development

Job Summary (Job Objective)

• To be responsible for branch operations and have full financial and management authority in the branch office. To coordinate and guide the staff in the branch.

Duties & Responsibilities

• Responsible for overall planning and inspection of groups’ formation before approval.
• Review process and approves loan application forms and personally disburses loans, and is actively involved in collecting repayments.
• Engage in the planning and preparation of members and group savings, credit programs and overall financial plan of the branch and implement it accordingly subject to approval limits.
• Ensure achievement of branch’s monthly disbursement target.
• Visit at least two groups daily to verify figures in pass books and the bank’s records noting anomalies and ensure corrections.
• Coordinate and supervise branch staff.
• Provide feedbacks to management based on findings during visits to group members.
• Carryout other responsibilities as may be defined by the bank’s policy.

Technical Knowledge Required:

• Excellent industry knowledge.
• Group lending Knowledge.
• Knowledge of competition.

Skills & Behavioural Competencies Required

• Sound relationship and leadership skills.
• Sound credit, sales and management skills.
• Strong in analytics and numerate.
• Communication Skills.
• Charismatic personality/Good carriage.
• Dynamic, Flexible, Adaptable.
• Visionary, Opportunity sniffer
• People Skills/Emotional Intelligence.

Requirements
Minimum Educational Qualification:

• Bachelor Degree or HND in a related discipline. Post graduate or professional qualification is an added advantage.

Minimum Experience:

• Minimum of three (3) years group lending experience from a foremost microfinance bank. 6 to 12 months managerial experience is an added advantage.

Salary & Benefits
Very competitive. Above industry average.

Application Closing Date
20th May, 2016.

Method of Application
Interested and qualified candidates should send their applications and CV's to: [email protected]