Credit Officer at Kloverharris Limited

Kloverharris Limited is a Human resource/IT Consulting company that provides high quality services to businesses across Africa. We pride ourselves in how well we assist organizations overcome challenges that bother on optimal performance by proffering a wide array of solutions through the use of deep IT expertise, industry- wide expertise and highly proficient tools.

We are recruiting to fill the vacant position below:

Job Title: Credit Officer

Location: Lagos

Duties and Responsibilities

• Review loan applications to ascertain creditworthiness of the client
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Calculate financial ratios (e.g. credit scores and interest rates)
• Set up payment plans
• Maintain updated records of loan applications
• Monitoring the loan portfolios and followed up on repayment
• Monitors progress of existing loans.
• Rendering sound financial advice to clients.
• Conducting qualitative credit appraisal of the client’s business and financial status.
• Ensure credits are packaged within policies and procedures of the bank.
• Sourcing of new RQR via direct marketing
• Pro-active recovery of loans in overdue
• Assuring long term relationship through high customer’s satisfaction, reaching a high ration of a revolving customer.
• Booking/ executing of transactions
• Securing deals
• Performing of any other marketing functions as may be assigned.

Requirements

• Proven work experience as a Credit Officer, Loan Officer or similar role for 6 years
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Customer service experience
• B.Sc in Banking and Finance, Economics or related field

Application Closing Date
Not Specified.

How to Apply
Interest and qualified candidates should send their CV to: recruitment@kloverharris.com