Lidya is the future of finance for small businesses in frontier and emerging markets. Our goal is to help great business owners access financing and build a credit score through an easy and inspiring lending process. Lidya currently operates in Nigeria where over 100,000 businesses have signed up for its service and is backed by Omidyar Network, Accion, Newid Capital, Bamboo Capital and Alitheia Capital. The Company has raised close to $10m USD in venture capital and has teams across Lagos (Nigeria), Porto (Portugal) and New York (USA).
We are recruiting to fill the position below:
Job Title: Investment Analyst
Key Duties and Responsibilities
- Close the $5 trillion SME Credit Gap in fast-growing economies!. We are looking for adventurers who want to make a difference in the fastest growing economies in the world.
- Lidya is expanding its activities. To support our development, we are looking for a strategic and experienced Investment Analyst to join our team. Your work will help to grow our loan book and inform smarter, faster credit decisioning and superior portfolio management. You will be a driving force in helping Lidya quickly scale to millions of loans with minimal losses and exceptional returns. This is a perfect opportunity to participate in an entrepreneurial adventure that will revolutionize business in Africa, Europe and beyond.
- The Investment Analyst position is responsible for acquiring & managing clients and the assessment of the creditworthiness of potential customers with the goal of growing Lidya’s loan portfolio.
Desired Qualifications and Skillset
- Customer Acquisition: Present, promote and sell Lidya’s products using solid negotiations to existing and prospective clients across relevant sectors, including but not limited to companies in the e-commerce, consumer goods, healthcare and financial services industries.
- Client Engagement: Manage existing client engagements, appraisal of customer loan applications, and approval or rejection of applications within agreed timelines and loan limits. Reach out to customer leads through cold calling and establish, develop and maintain positive new client relationships.
- Loan Portfolio Growth: Achieve agreed upon commercial targets and outcomes on a monthly basis.
- Support the evaluation, authorization and approval of loans given to customers by authentication of KYC documentation presented for all credit applications and eligibility assessments as required by the Lidya and regulators.
- 1 to 4 years+ of experience (preferably commercial) working with an Investment Bank, Commercial Bank, Management Consulting Firm or in a Business Development Role (with experience in the financial services sector a plus).
- Excellent selling, communication and negotiation skills with a working knowledge of the entire underwriting process from loan application to funds disbursement and collections.
- Bachelor's degree in Finance, Accounting, Mathematics, Management or a related Business discipline.
- Highly motivated and target driven with a demonstrated experience with managing day to day aspects of client relationships and projects including considerable experience meeting commercial milestones (i.e. achieving revenue or profit targets).
- Outstanding customer engagement skills and a passion for creating an extraordinary customer experience regardless of the final credit decision.
- Prioritizing, time management and organizational skills with the ability to work in a goal oriented environment where you will be evaluated on your KPIs.
- High attention to detail and strong analytical skills including the ability to properly identify the key credit risks, and reach a prompt and well thought out credit decision.
Application Closing Date
- Competitive salary and workplace benefits.
- Become part of a highly professional and dynamic team.
- An unparalleled personal and professional growth as our longer-term objective is to train the next generation of leaders for country-changing ventures.
How to Apply
Interested and qualified candidates should:
Click here to apply online
: Lidya is an equal opportunity employer. We strongly believe that diverse and inclusive teams make better decisions and work more effectively to make a positive impact for all employees.