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Credit Risk Analyst at a Microfinance Bank - Vincintoire Limited

Posted on Mon 02nd Dec, 2019 - hotnigerianjobs.com --- (0 comments)


Vincintoire Limited - Our client, a Microfinance Bank in Lagos State urgently requires the services of:

Job Title: Credit Risk Analyst

Location
: Lagos

Duties and Responsibilities
  • Evaluate customers' loan applications in line with the bank's credit policy. Carry out verification of customer's businesses and preparation of loan verification reports.
  • Loan Monitoring and preparation of loan status report.
  • Preparation of statutory reports.
  • Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
  • Preparing reports about the degree of risk in lending money to clients
  • Analyzing client records and using the data to recommend payment plans
  • Conferring with credit associations and references to exchange credit information on clients.
  • Evaluating the financial status of clients by producing financial ratios through computer programs
  • Filling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval
  • Conferring with clients to verify their financial/credit transactions and to resolve their complaints.
  • Predict the future trends from the current developments in the market and recommend the management accordingly to plan the strategies
  • Analyze financial statements such as profit and loss, company budget and employee headcount reports.
  • Compile reports showing the proposed plan of action for existing and potential clients.
Requirements
  • B.Sc /HND in the numerate disciplines.
  • 2 - 3 years experience in a similar role in a Microfinance bank.
Application Closing Date
10th December, 2019.

How to Apply

Interested and qualified candidates should send their CV to: vincintoire@gmail.com using the position as subject.

Note: Only shortlisted candidates will be contacted.
Sorry, this listing is no longer open.

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