Credit Analyst at the Workplace Centre Limited

The Workplace Centre Limited - We are a World Class Skills Development and HR / ICT Consulting Services organisation that adds significant value to our clients and society.

We are recruiting to fill the position below:

Job Title: Credit Analyst

Locations: Onitsha, Lagos Island, Abuja, Benin, and Port-Harcourt

Summary

• Market the various loan products of the company and also evaluate, and recommend approval of credit loan applications.

Responsibilities

• Identify new prospects and build relationship with them.
• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Analyze applicants' financial status, credit, and net worth to determine feasibility of granting loans.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Compute payment schedules.
• Submit applications to second level officers for verification and recommendation.
• Maintain market intelligence on industry competition and report accordingly.
• Assist in preparation of proposals and presentations.
• Review and update credit and loan files.
• Handle customer complaints and take appropriate action to resolve them.
• Market company products to individuals and firms, promoting services that may meet customers' needs.
• Analyze potential loan markets and develop referral networks in order to locate prospects for loans.

Qualifications and Experience

• Minimum of HND certificate.
• At least 2 years sales experience, preferable in financial service sector

Required Skills:

• Communication skills
• Good listening skills
• Negotiation skills
• Excellent communication and organizational skills
• Presentation and persuasive skills
• Deciding and initiating action
• Attention to Detail
• Leadership
• Computer appreciation skills (Microsoft Office)
• Interpersonal
• Relationship management and networking

Remuneration

• Salary: N 50,000 net monthly plus commission on sales
• Other Benefits: HMO and Pension

Application Closing Date
Friday, 21st February, 2020.

Method of Application
Interested and qualified candidates should send their Resume with Role (Credit Analyst) and the preferred Location (Onitsha, Lagos Island, Abuja, Benin or Port-Harcourt), E.g Credit Analyst_Lagos Island, applying as subject to: careers@workplacecentre.com