Loan Officer at Michael Stevens Consulting

Michael Stevens Consulting - Founded in 1991 & headquartered in Nigeria, we are a leading business and management consulting firm with offices in 3 states in Nigeria and Accra in Ghana.

We are recruiting to fill the position below:

Job Title: Loan Officer

Location: Port Harcourt, Rivers
Employment Type: Full-time

Job Brief

• We are looking for a Loan Officer on to behalf of our client to evaluate, authorize approval or deny loan applications for people or for business. You will act as liaison between customers and the Company and help qualified applicants acquire loans in a timely manner.

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout theunderwriting process
• Οperate in compliance with laws and regulations and adhere to lending compliance guidelines.

Requirements

• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment
• BS degree in Finance, Economics or a related field
• 2 years Experience.

Application Closing Date
Not Specified.