Digital Credit Analyst at GTI Microfinance Bank Limited

GTI Microfinance Bank Limited is a leading Nigerian Investment Banking group with proven expertise in Financial Advisory, Securities Dealing (Fixed Income and Equities), Asset Management and Private Equity”. We have strong capacity in financial services delivery.

We are recruiting to fill the position below:

Job Title: Digital Credit Analyst

Location: Lagos-Island, Lagos
Employment Type: Full-time

Job Description
The digital credit analst must be able to perform the underlisted job functions with little or no trainning:

• Evaluating and reviewing of client’s credit proposal for approval or rejection based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
• Preparation of Credit Appraisal Memorandum (CAM) for Management and Board consideration and Approval
• Conducting credit search from an approved Credit Bureau for facilities of N50,000 and above
• Booking of loans in line with approved terms and conditions for the MD’s approval
• Proper documentation and updating of the loan files
• Follow up and monitoring of disbursed loans to ensure timely repayment
• Recovery of delinquent loans and advances
• New products development and review of existing ones
• Develop, review and update the bank’s credit policies.
• Attend Management Credit Committee, Strategic Business Unit (SBU) and Management Meetings
• Organized in house training for the staff

Render timely report to regulatory bodies (CBN, NDIC, e.t.c) when required:

• Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required
• Meet set deliverables.

Requirements

• Bachelor's Degree qualification.
• Applicants must have 5 years minumum digital credit Analsty experience in a banking sector.

Application Closing Date
20th February, 2021.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as mail the subject.