Credit Analyst at Dexnova Consulting Limited

DexNova Consulting Limited is a Professional Services firm operating in the knowledge industry and dedicated to building excellent delivery capability in organisations across Africa through Professional Training and Certifications. We are a Certified Education Provider.

We are recruiting to fill the position below:

Job Title: Credit Analyst

Location: Lagos
Employment Type: Full-time
Department: Credit
Reporting Line: Head of credit

Job Objectives

• Assess customer’s loan application to determine creditworthiness and daily computation of the Bank-wide PAR.

Job Roles and Responsibilities

• Daily computation of the bank's PAR.
• Preparation of the loan officer PAR ratio against the next credit review meeting.
• Compute and advise on the repayment amount due or loan paid off amount due upon request.
• Reconcile credit files and identify variances and return to Loan processing officer for regularization.
• Thorough analysis of loan appraisals.
• Keep up to date with the bank's lending protocols and ensuring full compliance.
• Analyse overdrawn account and make required recommendation.
• Prepare and analyse the bank sectorial / industrial participation using models, graphs and ratios considering the regulatory requirements to advise and give direction to the bank.
• Populate and compute the credit ratios as required by the regulatory bodies on daily basis to determine the bank compliance and adjustments required.
• Execution of other tasks as assigned by the head of the department.

Educational and Professional Requirements

• A B.Sc in Business, Finance, Accounting, or any related field
• At least 3 years of work experience as a credit analyst in the Microfinance sector
• Excellent analytical and excel skills.
• Must be able to perform in a high-pressure environment and meet up with set deadlines.

Application Closing Date
25th June, 2021.