Field Sales Representative at a Leading Microfinance Bank - Mactay Consulting

Mactay Consulting - Our client, a leading microfinance bank in Ajah, Lagos, is recruiting to fill the position below:

Job Title: Field Sales Representative

Location: Ajah, Awoyaya, Ibeju-Lekki, Sangotedo - Lagos
Employment Type: Full-time

Job Responsibilities

• Evaluate loan applications and documentation by confirming creditworthiness.
• Sales of retail products and services to potential customers by making proactive sales effort.
• Improve loan applications and documentation by informing applicants of additional requirements.
• Rejects loans by explaining deficiencies to applicants.
• Analyses the financial viability of clients who seek to acquire loans for homes and businesses.
• Conducts preliminary interviews with loan applicants.
• Gives recommendations to clients on the type of lending program they should avail, including term and payment schedule.
• Review all loan documents and agreements to make sure these are all complete, valid, and according to the bank’s guidelines.
• Approve or disapprove loan applications based on merit and level of financial viability.
• Meet with clients who have difficulty keeping up with the loan amortization schedule and adopt a proactive position to win/win solutions.
• Help customers by answering questions; responding to requests.
• Maintain customer confidence by keeping loan information confidential.
• Accomplishes bank mission by completing related results as needed.

Job Requirements

• Candidates should possess an OND, HND or B.Sc Degree in any field
• Must have 1 - 2 years of work experience.
• Must not be more than 35 years old
• Must have a flair for Sales / Marketing
• Good communication skills
• Very smart and articulate.

Salary
N47,000 net / month, plus HMO.

Application Closing Date
12th September, 2021.