Head, Credit Processing at GTI Group

GTI Group - We are an innovative, trusted partner in the provision of cutting-edge investment banking services. Our broad range of service offerings comprises of Securities Dealing, Asset Management, Trusteeship, Corporate Finance, Private Equity, and Micro banking.

Since 1998, we have actively HandHeld our highly diversified client base - Corporations, Financial Institutions, Governments, and Individuals - to a financially secure future. We are present in several cities including the city of London.

We are recruiting to fill the position below:

Job Title: Head, Credit Processing

Location: Lagos Island, Lagos
Employment Type: Full-time

Job Description

• Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
• Preparation of Credit Appraisal Memorandum (CAM) for Board’s consideration and approval.
• Conducting credit search from an approved Credit Bureau for facilities of N50,000 and above.
• Booking of loans in line with the credit policy and approved terms and conditions.
• Proper documentation and updating of the loan files.
• Collaborating with branches to achieve budgets on risk assets creation.
• Make recommendation for review and update the bank’s credit policies as necessary.
• Organize in-house training for staff and Loan Officers on loan products and processing.
• Render timely report to regulatory bodies (CBN, NDIC, etc) when required.
• Preparing monthly report Portfolio AT Risk (PAR) with a summary of loan loss provision required.
• Preparing monthly credit performance reports (branch wise and product wise).
• Prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal.
• Attend Management Credit Committee, Strategic Business Unit (SBU) and Management Meetings.

Requirements

• Bachelor's Degree with a minimum of 5 years work experience.

Key Skills:

• Analytical/ Initiative Skills.
• Excellent Interpersonal Skills & Customer Centric.
• Strategic Orientation.
• Ability to work under pressure.
• Good Managerial/Administration traits.
• Ability to work in team(s).
• Outstanding organizational and leadership abilities.
• Aptitude in decision-making and problem-solving.
• Working knowledge of data analysis and performance / operation metrics.

Application Closing Date
30th September, 2021.