Sub Category

Trainee / Graduate Jobs

Administrative Jobs in Nigeria

Advertising Jobs Nigeria

Accounting Jobs in Nigeria

Auditing Jobs Nigeria

Arts Jobs in Nigeria

Android / IOS Developer Jobs

Agriculture Jobs in Nigeria

Architecture Jobs in Nigeria

Aviation Jobs in Nigeria

Automobile Jobs in Nigeria

Banking Jobs in Nigeria

Computer & InfoTech Jobs

Computer / IT Support Jobs

Customer Service Jobs

Civil Engineering Jobs

Cook / Chef Jobs

Database Jobs in Nigeria

Driving / Dispatch Rider Jobs

Education Jobs for Nigerians

Real Estate Jobs

Electrical/Electronics Jobs

Engineering Jobs in Nigeria

Facility Mgt Jobs in Nigeria

Finance Jobs in Nigeria

Front Desk Jobs in Nigeria

Geology Jobs

Government Jobs in Nigeria-

Graphics Design Jobs

Hospitality Jobs in Nigeria

Hotel Jobs in Nigeria

HR Jobs in Nigeria

Industrial Attachment (Internship)

Insurance Jobs in Nigeria

Journalism / Content Writing Jobs

Law Enforcement / Security Jobs

Lecturing Jobs in Nigeria

Law / Legal Jobs in Nigeria

Linux & Unix Jobs Nigeria

Marketing & Sales Jobs

Maritime & Shipping Jobs

Medical & Healthcare Jobs

Military Jobs in Nigeria

Computer Networking Jobs

NGO Jobs in Nigeria

Oil & Gas Jobs in Nigeria

Oracle Jobs in Nigeria

Personal Assistant Jobs

PHP & MySQL Jobs in Nigeria

Physician / Medical Officer Jobs

Public Relation Jobs

Programming / Software Jobs

Pri/Sec Sch Teaching Jobs

Real Estate Jobs in Nigeria

Remote / Work-at-home Jobs

Research Jobs in Nigeria

Safety & Health Jobs

Secretarial Jobs in Nigeria

Security Jobs in Nigeria

Sales Jobs

Shipping & Maritime Jobs

Student Jobs in Nigeria

Software Developer Jobs

System Admin Jobs in Nigeria

Teaching Jobs in Nigeria

Telecommunication Jobs

Semi-skilled / Factory Work

Volunteer Jobs Nigeria

Web Developer Jobs Nigeria

Web Designer / Frontend / UI Jobs


Job Filter

Get Latest Nigerian Job Alert!
Enter your email below.

Delivered by FeedBurner


















  
          Popular Jobs
Sunrose Consulting Limited Job Recruitment (9 Positions)

United Nations International Children's Emergency Fund (UNICEF) Job Recruitment (7 Positions)

Axis Lamp Security Services Limited Job Recruitment (3 Positions)

Jubaili Agrotec Limited Job Recruitment (4 Positions)

Vodstra Limited Job Recruitment (3 Positions)

VoguePay Internship & Exp. Job Recruitment (3 Positions)

Oasis Africa Consulting Limited Job Recruitment (3 Positions)

Excel and Grace Consulting Internship & Exp. Job Recruitment (5 Positions)

Nigeria Air Limited Latest Job Recruitment (5 Positions)

Saro Agrosciences Limited Job Recruitment (4 Positions)

GoMyCode Job Requirement (4 Positions)

Blume Nigeria Limited Internship & Exp. Job Recruitment (3 Positions)

Christycaleb College Job Recruitment (5 Positions)

Delagio Limited Job Recruitment (6 Positions)

Danish Refugee Council (DRC) Job Recruitment (4 Positions)

Chemonics International Job Recruitment (6 Positions)

Lagos Executive Cardiovascular Clinic (LECC) Job Recruitment (3 Positions)

International Workplace Group (IWG) Job Recruitment (6 Positions)

Sonia Foods Industries Limited Job Recruitment (3 Positions)

Matola International Concept Limited Job Recruitment (3 Positions)

Organization of the Petroleum Exporting Countries (OPEC) Job Recruitment

HNJ Exclusive Job GOODY Bag - September Week Four UPDATE!

Latest Graduate & Management Trainee Job Recruitment in Nigeria - HNJobs (Weekly Recap)

HNJobs (Recap): International Agency / NGO / Multinational Job Opportunities - HNJ Exclusive

Latest Oil & Gas Job Opportunities in Nigeria - HNJ Exclusive

Latest Customer Service / Front Desk Job Recruitment in Nigeria - HNJobs (Weekly Recap)

HNJobs (Recap): Remote / Work-At-Home Job Opportunities

HNJobs (Recap): Federal / State Government Job Opportunities - HNJ Exclusive

Latest Entry-level & Internship Job Recruitment in Nigeria - HNJobs (Weekly Recap)

Beebeejump International Limited Job Recruitment (7 Positions)

Archware Technologies International Limited Graduate & Exp. Job Recruitment (3 Positions)

DHO S.R.O. Job Recruitment (3 Positions)

Growth in Value Alliance (GVA) Partners Limited Job Recruitment (6 Positions)

Ericsson Nigeria Job Recruitment (4 Positions)

Yaphi Tech Nigeria Limited Job Recruitment (3 Positions)

Terra Energy Services Nigeria Limited Job Recruitment (7 Positions)

Excel and Grace Consulting Job Recruitment (4 Positions)

Royal Power & Energy Limited Graduate & Exp. Job Recruitment (3 Positions)

Vantegral Consulting Job Recruitment (3 Positions)

African Union (AU) Job Recruitment (16 Positions)

Kadick Integrated Limited Graduate & Exp. Job Recruitment (3 Positions)

Mshel Homes Limited Job Recruitment (3 Positions)

RA Trading and Investment Job Vacancies (4 Positions)

CreditWolf Inc. Internship Job Recruitment (4 Positions)

Family Health International (FHI 360) Job Recruitment (9 Positions)

Marriott International Job Recruitment (14 Positions)

Helen Keller International (HKI) Job Recruitment (3 Positions)

Recore Limited Job Recruitment (4 Positions)

Sombreiro Consulting Limited Job Recruitment (3 Positions)

Sahara Group Job Recruitment (7 Positions)


Head, Credit & Risk Management at Mkobo Microfinance Bank Limited

Posted on Tue 14th Sep, 2021 - hotnigerianjobs.com --- (0 comments)


Mkobo is licensed as a Microfinance Bank by the Central Bank of Nigeria (CBN). We started operations in August 2015. MKOBO is not your typical MFB, we do not have a banking hall nor do we accept cash deposit. All transactions are done electronically.

We are primarily focused on the promotion of inclusive financial services through the development of innovative financial services that leverages technology to eliminate the costs and complexities usually associated with traditional financial services.

We are recruiting to fill the position below:

Job Title: Head, Credit & Risk Management

Location: Yaba, Lagos
Employment Type: Full-time

Purpose of the Position

  • The primary purpose of this position centers on ensuring the Bank’s risks are properly monitored and managed.
  • The individual will also be responsible for the development and implementation of systems, policies and procedures aimed at mitigating identified risks, including devising strategies or programs in order to find appropriate balance in all forms of credit and operational risks while also ensuring regulatory compliance.

Key Functions

  • Planning, designing implementing & managing the overall risk management process for the bank by developing the risk management framework, policies, processes, procedures, and reporting standards that define the bank’s risk strategy and appetite in line with its overall business objectives
  • Monitor the business development for emerging risks and recommend policies and procedures to improve the risk management process
  • Developing methods to generate a robust system to identify, monitor, manage and control credit, market and operational risks.
  • Facilitate the identification, assessment, measurement, monitoring, controlling, and reporting the level of risks
  • Maintain oversight over the bank’s enterprise risk management activities
  • Act as the champion of risk management for the Company and help improve the Management team's understanding of key risk identification, assessment, monitoring,reporting, and mitigation.
  • Provide support, education and training to staff in order to create risk awareness
  • Ensures proper documentation of credits by adhering to set documentation standards and procedures
  • Define credit approval framework and recommend credit approval limits in line with banks’ policy
  • Analysis and appraisal of Individual credit requests in accordance with approved policies and procedures to ensure that credit exposures are created subject to stipulated guidelines
  • Conduct periodic stress tests and scenario analysis, assessing the impact on the Bank’s credit portfolio and make appropriate recommendations to senior management for appropriate action
  • Review and analyze the delinquent portfolio to identify key causal factors, make recommendations and track them to ensure adequate and timely closure
  • Work with loan recovery team, in negotiating workout plans and strategies for delinquent customers and provide additional support with respect to exposures requiring collection agencies or legal action
  • Monitor violations of credit policies, provide analysis, conclusion and recommendations, present findings to senior management and suggest actions/penalties to be taken when appropriate
  • Prepare timely, comprehensive and reliable credit risk reports to senior management and board on a regular basis
  • Monitor and manage the performance and development of direct reports.
  • Develop appropriate Risk Management strategies/tools and disseminate appropriate risk management practices in line with developments in business products, change in clients, markets/industry, laws and regulations.
  • Carry out any other task as requested by Management.

Candidate Requirements

  • B.Sc in Accounts, Finance, Economics or related subjects
  • Postgraduate degree and/or professional qualification added advantage
  • Postgraduate degree an added advantage
  • Minimum of 5 years experience in a similar role
  • Completion Microfinance Certification program (MCP)
  • Minimum of five (5) years experience in a similar role at a MFB or Financial institution
  • Awareness of emerging and innovative credit risk assessment specifically social scoring, alternative credit scoring, and big data analytics tools.

Skills:

  • Credit Administration, credit analysis, and appraisal skills
  • Experience developing policy and process documents
  • Excellent presentation and communication skills
  • Good team player with excellent leadership traits
  • Planning and organization skills
  • High degree of professionalism, maturity and confidentiality
  • Strong interpersonal and presentation skills.
  • Strong analytical and problem-solving skills
  • Innovative and strategic thinking
  • Sound interpersonal and negotiation skills

Must have Skills:

  • Loan assessment
  • Data analytics
  • Process documentation
  • Credit Administration
  • Ability to mentor

Planning and Organization Skills:

  • Professionalism
  • Strong analytical skills
  • Problem-solving skills.
  • Influencing and Negotiation skills.

Application Closing Date
31st October, 2021.

How to Apply
Interested and qualified candidates should:
Click here to apply online


  

Comments (0)


Post a Comment
Name: *
Email: *
Comment: *