Credit / Loan Officer at Victory Empowerment Center Microfinance (4 Openings)

Victory Empowerment Centre is a micro-finance Non-Governmental Organization (NGO) with a prime objective of improving the living of poor women through innovative and flexible microfinance services.

We are recruiting to fill the position below:

Job Title: Credit / Loan Officer

Locations: Abia, Akwa Ibom, Lagos and Ogun

Job Summary

• We are looking for a Loan Officer to evaluate, authorize approval or deny loan applications for people or for businesses.
• You will act as a liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Οperate in compliance with laws and regulations and adhere to lending compliance guidelines.

Requirements

• Interested candidates should possess an OND / NCE / HND / B.Sc qualification
• 0 - 2 years of work experience.

Salary

• N50,000 - N60,000 / month.

Application Closing Date
31st December, 2021.