Recovery Officer at Lendha

Lendha is a quick money lending platform. We provide facilities for emergency funds, house/office/shop rent and lifestyle loans. With Lendha, you can have Quick Access to Loans to Pay House Rent, Finance Lifestyle or Emergency at a Low Rate up to N5,000,000 | No Paper Work.

We are recruiting to fill the position below:

Job Title: Recovery Officer

Location: Surulere, Lagos
Job type: Full-time

Job Description

• We are looking to hire a very proactive debt recovery officer who is responsible for providing support to the organisation with particular emphasis on the collection of revenue and management of finance.

Responsibilities

• Recovery of classified loans.
• Conduct regular reviews and visits to clients with outstanding loan portfolios at risk.
• Daily review of all the outstanding and overdue loan clients.
• Initiate process to prosecute hardcore debtors in line with guiding policies and within the acceptable legal framework.
• Contact relevant employers with outstanding debts in line with policy and procedures.
• Negotiate, set up and monitor payment arrangements in accordance with delegations and procedures.
• Contact debtors by telephone, letter, email or fax, to agree debt recovery plans and follow up as appropriate.
• Reviewing documentation (all aspects of contract) to assess liability, identify contract issues and judge recoverability.
• Using knowledge and initiative to reach amicable solutions to recovering debts from clients, taking into account the circumstances of the case.
• Establish repayment schedules, monitor repayment of debts, and adhere by debtors to instalment schedules.
• Researching debtor companies, assisting in researching laws and procedures to provide written advice to clients.
• Maintain statistics on recoveries.
• Negotiate workout plan or loan rescheduling with willing debtors.

Qualifications

• BSc / HND in Accounting, Banking & Finance, Economics, Statistics and other related fields.
• 2 - 4 years experience in debt recovery in the financial sector.

Preferred Requirements:

• Must possess strong negotiating skills.
• Articulate and result oriented.
• High level of integrity.
• Accurate, organised, and motivated.
• Previous successful loan recovery experience.
• Strong planning and organizational skills.
• Good time management.
• Strong communication skills (both written and oral) and an excellent telephone manner.
• Appropriately assertive manner to deal with debtors and clients.
• Proactive and ability to take initiative.

Benefits and Perks

• Coaching opportunities and learning Financial Technology from the best
• Join a young, passionate, hungry and growing team of entrepreneurs & facilitators
• Flexible working hours and offsite work arrangements.

Application Closing Date
Not Specified.