Loan Officer at Spectrum Microfinance Bank Limited - 2 Openings

Spectrum Microfinance Bank is a customer-centric retail financial institution driven by technology; licensed by the Central Bank of Nigeria (CBN) to support economic growth and development through microfinancing. Spectrum Microfinance Bank offers savings, loan, and investment opportunities to a wide range of customers with the aim of creating self-sufficient individuals and sustainable businesses.

We are recruiting to fill the position below:

Job Title: Loan Officer

Locations: Trade Fair and Alaba, Lagos
Employment Type: Full-time

Responsibilities

• Creating and managing own loan portfolio
• Screening prospect’s eligibility, opening loan applications and arranging appointments with clients
• Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors, and preparing a complete loan assessment according to the bank’s credit procedures
• Ensuring high-quality standards of the bank’s credit portfolio
• Participate in market storms, community fairs, and cluster marketing initiatives.
• Cross-selling of bank products and services.
• Conduct objective knows your customer (KYC) process before loan disbursement.
• Loan disbursement and loan repayment collection from customers of the bank.

Requirements

• Candidates should possess a Bachelor's Degree with 1 - 5 years work experience.

Salary
N50,000 - N100,000 monthly.

Application Closing Date
31st March, 2022.