SME Lending Officer at Addosser Finance Limited

Addosser Finance Limited is a fast growing Finance Company licensed by Central Bank of Nigeria on the foundation of integrity, best practices and excellence to deliver innovative and bespoke financial solutions to SMEs and individuals.

We are a reliable financial partner that provides a plethora of easily accessible financial solutions such as Loans, Leases, Corporate Financing and Advisory Services to bridge the funding gap for individuals, business owners and corporate institutions. We also offer investment solutions tailored to help our client’s grow their wealth and meet their financial goals.

We are recruiting to fill the position below:

Job Title: SME Lending Officer

Location: Ikoyi, Lagos
Employment Type: Full-time

Job Description

• Prospect for new SME clients and assist with their loan applications.
• Recommendation of Loans: Recommendation of loans to the Credit Unit for approval.
• Analyze and interpret financial statements of the business in order to access the repayment capacity and financial capacity of the borrower.
• Monitoring and Follow up with Repayment: ensure 100% repayment of disbursed loans.
• Conducts loan appraisals and collects detailed information (personal, business, and guarantors). All clients and guarantors applying for loans for their businesses and Offices must be visited before disbursement is carried out.
• Market intelligence – develop market intelligence, detailed research, competition analysis and database with the view to capture the assigned market space.
• Develop sales initiative/Conduct Product Campaign: acquire an impeccable knowledge of all product/services, develop a strategy in communicating product essentials to get buy-in through all available platforms (one–on–one, social media, target group engagement and other sales channels)
• Develop new markets –develop new wider and deeper markets by reaching organizations, associations and communities with customized banking services offering the unique selling proposition of the bank.
• Manage correspondence: maintain swift correspondence with inter/intra dependent roles, customers, reporting line and every stakeholder in the sales pipeline to ensure excellent and satisfactory service delivery to customers.
• Maintain contact and good relationships with clients.
• Growth and development: study market/industry trends/initiatives per time to boost personal and target delivery per timeline.
• Execute all other jobs as assigned by team lead and management.

Relevant Skills, Qualification, Attributes & Experience

• B.Sc / HND in Social Sciences or any other relevant course of study.
• Minimum of 2 years' cognate experience in SME Lending in any Financial Institution (preferably a finance house)
• Ability to evaluate needs of customers and determine what products or services would best serve those needs
• Good interpersonal relationship skills.
• Excellent Analytical Skills.
• Must be computer literate.
• Excellent communication, reporting skills.

Application Closing Date
15th April, 2022.