Credit Monitoring Officer at United Bank for Africa Plc (UBA)

United Bank for Africa Plc (UBA) is one of Africa's leading financial institutions, with operations in 19 African countries and 3 global financial centres: London, Paris and New York. From a single country organisation founded in 1949 in Nigeria UBA has grown to become a pan-African provider of financial services with over 11 million customers, through close to 1000 business offices and touch points globally.

We are recruiting to fill the position below:

Job Title: Credit Monitoring Officer

Location: Head Office, Nigeria
Employment Type: Permanent

Job Objective(s)

• To emphasize and protect high Credit Quality while encouraging and increasing the Bank’s market share without compromising risk assets quality.

Responsibilities

• Review of approved credits for quality, performance and compliance with approved terms and conditions and credit policy.
• Monitoring of special conditions in credit facilities and escalation of exceptions / non-compliance.
• Identification of deteriorating accounts for Prudential Classification and transfer to Credit Remedial/Recovery.
• Ensure that limits are monitored, incomes, fees, and maturing repayments anniversary charges are captured.
• Detection and escalation of unauthorised credits.
• Implementation of policy-driven credit related sanctions.
• Preparation of exception reports & imminent maturity reports.
• Monthly performance review of the bank’s exposure to the power sector and energy sector.
• Review of the bank’s contingent liabilities.
• Identification of warning signals and flagging likely problems before they crystallize.
• Regular rendition of weekly, monthly and quarterly exceptions reports to Group Head Credit Monitoring Head Office.
• All other activities as delegated by the Directorate Head.

Qualifications

• A Bachelor’s Degree in quantitative subjects (Accounting, Economics, Bus. Admin, Banking & Finance etc.)
• Post Graduate Qualification will be an added advantage.
• Minimum of 10 years of banking experience out of which 5 should be in Credit Risk Management.

Candidate's Profile:

• Our ideal candidate must have knowledge of Credit Risk management in banking. Possess analytical skills and interpersonal skills.

Knowledge & Skills Required:

• Computer literate
• Ability to demonstrate initiative
• Good analytical skills
• Good interpersonal skills

What We Expect From You:

• High degree of professional ethics, integrity and responsibility.
• Highly organised, proactive, ability to work independently and take ownership of tasks assigned.
• Team player with the ability to work under pressure and ability to work with a wide variety of people and maintain an excellent business relationship.
• High sense of confidentiality and discreteness.

What You Should Expect From Us:

• Our corporate culture is defined by our core values. We do not just train our people to be the best in the job, we also offer encouragement, recognition, and rewards.
• Whatever level you are at in your career, we offer plenty of opportunities and support to build a rewarding career at UBA.
• Here in UBA, our employees are our greatest assets and so we built a recognition and reward system that boosts productivity and enhances staff retention, instituting a culture of meritocracy.

Application Closing Date
26th August, 2022.