Loan Officer at Baobab Microfinance Bank (Rivers & Abia)

Baobab is the leading digital financial inclusion group focusing on serving individuals, micro and small businesses in Africa and China. Our mission is to unleash the potential of our clients offering them simple and easy to use financial services. Founded in 2005 as Microcred, today Baobab has over a million customers and 3,800 employees operating in Burkina Faso, China, Democratic Republic of Congo, Ivory Coast, Madagascar, Mali, Nigeria, Senegal, Tunisia and Zimbabwe.

We are recruiting to fill the position below:

Job Title: Loan Officer

Locations: Abah Road, Port Harcourt - Rivers and Okigwe Road, Aba - Abia
Employment Type: Full-time

Roles & Responsibilities
Pre-loan Disbursement:

• Promote / market Baobab’s products to prospective clients.
• Visit and evaluate potential client businesses.
• Visit client’s personal house.
• Visit Co-debtor, guarantor’s house and businesses.
• Analyze financial data of clients’ businesses.
• Analysis of quantitative and qualitative data of client businesses and households
• Prepare loan documents for Credit Committee.
• Present loan files to Credit Committee.
• Enter loan files in the MIS.

Post-loan Disbursement:

• Conduct monitoring visits to businesses and households.
• Follow-up on loan repayment.
• Manage loan recovery from active and write-off clients until the last.
• Assess the impact of a loan before renewal.

Profile and Requirements

• Education: HND / B.Sc qualification.
• Basic Knowledge in Accounting, Finance and Mathematics.
• Previous work experience or training in sales (preferred).
• Applicants must be between the age of 20 - 35 years.

Required Skills:

• Preferably applicants must reside within the location he/she is applying for.
• Fluent in English (written/spoken).
• Detail-oriented.
• Target oriented.
• Articulate and well-spoken.
• High level of integrity.
• Dynamic and motivated individuals who like to work outdoors.
• Applicant must reside within the Location he/ she is applying for.

Application Closing Date
5th August, 2022.