Credit Risk Strategist at the Concept Group

The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services - Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova - Bespoke Enterprise IT Solutions Company, Percy Aitkins - Bureau De Change.

We are recruiting to fill the position below:

Job Title: Credit Risk Strategist

Location: Yaba, Lagos
Employment Type: Full-time

Job Summary

• This role will strategize, formulate and communicate risk policies and processes for the group.
• The Credit Risk Strategist will provide hands-on development of risk models involving market and credit risks, assure controls are operating effectively, and provide research and analytical support for the smooth operation of the department.

Duties and Responsibilities

• Work directly with top management, to evaluate their business models and financial statements and proffer necessary measures to mitigate risk.
• Performing risk assessments: Analyzing current risks and identifying potential risks that are affecting the company.
• Performing a risk evaluation: Evaluating the company’s previous handling of risks, and comparing potential risks with criteria set out by the company such as costs and legal requirements.
• Provide tailored credit risk recommendations that mitigate RFS’s exposure while facilitating partner company growth
• Help manage the portfolio by developing a deep understanding of risk across industries, geographies, and operating models.
• Preparing risk management and insurance budgets.
• Explaining the external risk posed by corporate governance to stakeholders.
• Creating business continuity plans to limit risks.

Requirements

• Bachelor's Degree in Economics, Accounting, Statistics, Finance, or a relative field.
• 8+ years of relevant experience with knowledge of commercial credit underwriting and risk strategies.
• Excellent written, verbal, and analytical skills.
• The ability to comfortably interact with the CFOs and CEOs of our top merchants.
• Experience with and in the use of IFRS9.
• Professional certifications and memberships.

Application Closing Date
5th September, 2022.