Retail SME Relationship Officer (Lagos Island) at Addosser Microfinance Bank Limited

Addosser Microfinance Bank Limited plays an important role in widening the finance options available to MSMEs by providing finance for their businesses through value added products and services. Founded in 2008, Addosser Microfinance Bank Limited is one of the leading Microfinance banks in Nigeriaofferinga broad range of products and services, to serve it’s over 103,000 customers through our four business groups: Retail and Microenterprise Banking, SME Banking, Consumer Banking and Specialized products & investment.

We are recruiting to fill the position below:

Job Title: Retail SME Relationship Officer

Location: Lagos Island, Lagos
Employment Type: Full-time

Job Description

• Sourcing for Micro & SME clients in identified market zones.
• Creation of quality risk assets monthly.
• Rendering financial advice to customers.
• Ensure credit appraisal & cash flow analysis of clients.
• Ability to analyze and interpret financial statements.
• Supervises Loan packaging and documentation.
• Conducts credit check on borrowers and their guarantors.
• Follow up on delinquent loans & immediately refer to same to his/her supervisor.
• Ensure PAR is within tolerable level as specified by management.

Relevant Skills, Qualification, Attributes & Experience

• HND / University Degree in Banking, Accounting, Economics or other related field.
• At least 3 - 4 years’ experience in a Micro Finance Institution.
• Good understanding of business process.
• Applicant must be Hardworking.
• Must be a self- motivated person.
• Excellent interpersonal & numerical skills.
• Excellent team player.

Application Closing Date
2nd September, 2022.