Portfolio Risk Analyst at the Concept Group

The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services - Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova - Bespoke Enterprise IT Solutions Company,Percy Aitkins - Bureau De Change.

We are recruiting to fill the position below:

Job Title: Portfolio Risk Analyst

Location: Yaba, Lagos
Employment Type: Full-time

Responsibilities

• Conducts detailed portfolio analysis and reports. Analyzes report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities
• Analyzes transactional risk measures including default, correlations, and stress losses to enhance concentration risk views.
• Analyzes and monitors the company’s lease portfolio.
• Periodically perform default/principal at risk assessment, measuring the impact of guarantors/collaterals and impact of group loan on risk exposure.
• Monitors compliance to credit and risk policies of the company.
• Prepares reports on analytics of portfolio performance, emerging trends, areas of opportunity, repossessed lease assets, etc.
• Mitigate credit risk exposure related to portfolio management activities.
• Prepare a report on the probability of default using available data.
• Propose evolutions in the policy, process, collaterals, etc. related to the risk identified.
• Make recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.
• Gathers business intelligence from a variety of sources including company data, industry and field reports, public information, or purchased sources.
• Assesses market strategies by analysing related products, markets, or trends.
• Uses business intelligence data and tools to identify and monitor current and potential customers.

Qualifications

• A Bachelor's Degree in Accounting, Finance, or Social Science.
• Minimum of 2 years working in a similar field, with cognitive experience as analytics officer.

Requirements:

• Cognitive abilities in quantitative measurement of data
• Research and analysis skills
• Comfortable with word processing, spreadsheets, and financial enterprise resource software usage.
• Beginner / Intermediate skills in Microsoft Office suites
• Ability to present and communicate analysis and recommendations
• Ability to measure financial data to evaluate financial performance and position.

Job Knowledge:

• Experience with SQL and PowerBI required.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should forward their CV to: [email protected] using the Job Title as the subject of the email.