Loan and Credit Manager at Assets Microfinance Bank

Assets Microfinance bank is a tier-1 Micro finance bank providing accessible, reliable and convenient financial services to individuals and businesses across Nigeria. At Assets MFB, we offer value-based banking to Nigerians by creating superior value for all our stakeholders with the most effective and sustainable technologies, holding ourselves to the highest professional and ethical standards, and building an enduring transparent institution.

We are recruiting to fill the position below:

Job Title: Loan and Credit Manager

Location: Lekki, Lagos
Employment Type: Full-time

Responsibilites

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines
• Creating credit scoring models, setting loan terms and determining interest rates
• Banking experience you will help us minimize bad debts and increase revenues from loans.

Requirements

• Candidates should possess a Bachelor's Degree qualification with 5 - 8 years work experience.

Application Closing Date
30th December, 2022.

Method of Application
Interested and qualified candidates should send their CV to: recruitment@assetsmfb.com using the Job Title as the subject of the mail.