Team Lead, Credit Monitoring at United Bank for Africa Plc (UBA)

United Bank for Africa Plc (UBA) is one of Africa's leading financial institutions, with operations in 19 African countries and 3 global financial centres: London, Paris and New York. From a single country organisation founded in 1949 in Nigeria UBA has grown to become a pan-African provider of financial services with over 11 million customers, through close to 1000 business offices and touch points globally.

We are recruiting to fill the position below:

Job Title: Team Lead, Credit Monitoring

Location: Nigeria

Job Objective(s)

• To emphasize and protect high Credit Quality while encouraging and increasing the Bank’s market share without compromising risk assets quality.

Duties & Responsibilities

• Review of approved Credits for quality, performance, and compliance with approved terms and conditions and credit policy.
• Monitoring of special conditions in credit facilities and escalation of exceptions / non-compliance. Identification of deteriorating accounts for Prudential Classification and transfer to Credit Remedial/Recovery.
• Ensure that limits are monitored, and incomes, fees, maturing repayments anniversary charges are captured.
• Detection and escalation of unauthorized credits.
• Implementation of policy-driven Credit-related Sanctions.
• Preparation of exception reports & imminent maturity report
• Monthly performance review of the bank’s exposure to the power sector and energy sector.
• Review of the bank’s contingent liabilities.
• Identification of warning signals and flagging likely problems before they crystallize.
• Regular rendition of weekly, monthly, and quarterly exception reports to Group Head Credit Monitoring Head Office.
• All other activities as delegated by the Directorate Head.

Knowledge & Skills Required

• First Degree in quantitative subjects (Accounting, Economics, Bus. Admin, Banking & Finance, etc)
• Post Graduate Qualification will be an added advantage.
• Minimum of 10 years work experience required
• Computer literate
• Ability to demonstrate initiative
• Good analytical skills
• Good interpersonal skills.

Application Closing Date
23rd December, 2022.