Credit Analyst at Spok Capital Limited

Spok Capital Limited is a client-focused financial Services company, licensed by the Securities & Exchange Commission. We offer wide range of financial, investment and advisory services to meet specific needs of our clients.

We are recruiting to fill the position below:

Job Title: Credit Analyst

Location: Lagos

Job Description

• Assess the creditworthiness of existing or prospective clients 
• Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents, etc) 
• Complete ratio, trend, and cash flow analyses and create projections
• Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
• Determine in depth the degree of risk involved
• Carefully analyze data and produce clear and objective reports
• Routinely monitor loans for compliance 
• Adhere to credit policy and guidelines
• Monitor corporate portfolio asset quality on an ongoing basis
• Draft models of credit information that predict trends and patterns

Required Education / Qualifications

• Candidates should possess a BA / B.Sc Degree in Business, Finance, Statistics, or a related field
• Proven 1 - 5 years of working experience as a credit analyst
• Proficiency in statistical packages and financial software
• Ability to analyze cash flows, leverage, collateral, and customer strength
• Strong communication and presentation skills
• Sound judgment.

Application Closing Date
Not Specified.