Field Loan Recovery Officer at Beyond Credit Limited - 6 Openings

Beyond Credit is a technology driven financial services company that provides insurance backed loans, business support and savings services to low scale businesses.

We are recruiting to fill the position below:

Job Title: Field Loan Recovery Officer

Locations: Ekiti, Lagos, Ondo, Ogun, Osun and Oyo
Employment Type: Full-time

Job Description

• The Debt Collection Officer is responsible for providing support to the organization with particular emphasis on the collection of revenue and management of finance.
• The position liaises directly with clients, external debt collection partners, negotiate on outstanding payments and where necessary initiates recovery action.

Core Responsibilities

• Contact debtors by telephone, chats, and text to agree debt recovery plans and follow up as appropriate.
• Recover bad debts from delinquent debtors.
• Obtain delinquent reports for all assigned defaulting portfolios and manage the recovery process.
• Reduce the non-performing loans owed to a company.
• Design work-out payment plans for debtors
• Develop options and alternatives that guarantee an effective recovery process, by devising customized recovery strategy on a case-by-case basis.
• Respond and enforce the banks policy issues to clients, such as fraud, breach of contract etc.
• Maintain appropriate and comprehensive records of customer’ discussions.
• Manage all assets (vehicles, income generating assets, personal assets and inventories) presented for repossession in line with the bank’s processes and procedures.
• Maintain confidentiality while handling customers enquires and information.
• Deliver high quality, efficient, responsive and professional service during the recovery process that portraits the bank ethical conduct.
• Report [daily] progress against target to the designated line manager.

Job Requirements

• B.Sc / HND in related discipline.
• 2 - 5 years’ experience in a loan recovery role; preferable with financial services or Microfinance.
• Effective communication and reporting skills.
• Excellent Analytical & Numerical Skills.
• Knowledgeable of recovery best practice and approach.

Salary
Industry standard - (HMO & Pension inclusive and bonus).

Application Closing Date
17th February, 2023.

How to Apply
Interested and qualified candidates should send their Applications and tailored CV to: [email protected] using the Job Title and Specified Location as the subject of the mail. e.g "Field Loan Recovery Officer - Lagos"