Financial Risk Analyst at Renmoney

Renmoney - We are a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences.

We are recruiting to fill the position below:

Job Title: Financial Risk Analyst

Location: Ikoyi, Lagos
Employment Type: Full-time

Job Description

• In this role, you’ll be required to support the financial risk management (FRM) team, financial reporting, and credit risk teams with data-driven analysis to help make strategic credit and deposits products decisions.

Responsibilities

• Monitor performance of the credit portfolio to optimize profitability and reach growth targets
• Collaborate with the portfolio management team, decision science, product, engineering and treasury teams to propose experiments and policy changes.
• Conduct ad-hoc analysis to identify underlying explanations for changes in credit portfolio performance, propose solutions and evaluate expected portfolio impacts.
• Manage the company’s IFRS 9 ECL models, and computations monthly on tools like SAS and R.

Requirements

• 3+ years of relevant experience
• Fluent in SQL and Excel. Proficient in R/Python/SAS, or similar statistical analysis tool, is a plus
• Previous experience in analytics and/or quantitative modelling, using large datasets

This job is perfect for you if you:

• Enjoy adding structure and developing approaches to ambiguous problems
• Are a self-starter, take initiative, work collaboratively and can self-manage in ambiguity
• Have excellent verbal and written communication skills
• Are numbers-savvy, find it interesting working with programming tools and are very detail-oriented

You will not enjoy this job if you:

• Work best in structured, hierarchical settings
• Have strong strategic thinking and problem-solving skills
• Are enthusiastic about working across cultures

Application Closing Date
Not Specified.