Branch Manager at Alert Microfinance Bank

ALERT Microfinance Bank Limited is a limited liability company, incorporated in Nigeria by the Corporate Affairs Commission (CAC) with Registration Certificate No 1112134 on 2nd May, 2013 as a company limited by shares. The bank commenced full financial operations on 2nd January, 2014 with an Authorized share capital of N 20,000,000 (Twenty Million naira only) fully paid up at a nominal value of N1.00 per share.

We are recruiting to fill the position below:

Job Title: Branch Manager

Location: Lagos
Employment Type: Full-time

Job Description

• Coordinate, supervise, market loan products and process loan applications for Customers
• Oversee subordinates and evaluate loan processing to determine customers financial eligibility and feasibility of repayment of loans
• Ensure compliance with applicable ratios and metrics of loan assessment and repayment
• Complete loan contracts and counsel clients on policies and restrictions
• Opening loan applications Conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit units and informing the client about the decision of the credit committee on loan approvals.
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

• Minimum of B.Sc. or its equivalent in Marketing or related field.
• 5 years cognate experience from a reputable State/National Licensed Microfinance Bank.
• Sound Risk Management experience and can deliver a Min of 80 - 100 million Naira Loan Monthly target with good success rate and track records.
• Good knowledge of Lagos Island and Mainland markets
• Ability to disburse SME Loans in large volumes without default
• Experienced in repayment tracking and loan collection without a day default

Application Closing Date
30th April, 2023.