Credit Sales Officer at Prospa Technology Limited

Prospa is a bank for Nigerian entrepreneurs. We're building the financial operating system for African entrepreneurs and businesses. Using our intuitive and beautifully designed mobile and web application, entrepreneurs are able to manage all their business and banking in one place.

We are backed by Y Combinator, and some of the most well respected and prolific investors, builders and operators in the US, Africa and Europe like Immad Akund (CEO @ mercury.com), Microtraction and many others.

We are recruiting to fill the position below:

Job Title: Credit Sales Officer

Location: Lagos
Reporting To: Head of Lending

Job Brief

• We are looking for a smart Credit Sales Officer to join our versatile Lending Operations Department to help achieve our Member objectives.
• You will be saddled with the responsibility of scaling our loan portfolio by creating credible loan accounts for new Members as well as collaborating with other departments to contribute to the overall success of the Organization.
• This role reports directly into the Head Of Lending and there is opportunity for significant growth into the various roles.

Key Responsibilities

• Loan sales and mobilization  for new account
• Provide customer service to ensure Members have all relevant information about Prospa loan products
• Assess Members business and cash flow status
• Work with the bank collection agents to ensure prompt repayment
• Evaluate creditworthiness and risks
• Analyze risks and approve or reject loan requests
• Calculate financial ratios (e.g. credit scores)
• Maintain updated records of loan applications
• Follow up with Members about loan renewals
• Monitor progress of existing loans

Qualifications

• Candidates should possess a B.Sc HND in any field
• 2-3 years field sales experience as a Credit Sales Officer, Loan Officer or similar role in MFI or MFB
• Hands-on experience with lending procedures and products
• Strong analytical skills
• Customer service experience

Successful Prospa People exhibit the following: 

• Mission driven
• Independent thinking
• Self motivated
• Humble
• Driven
• High performers  

Key Requirements:

• Must be available to start work no later than 14th April 2023

Benefits
Here’s Just Some Of Our Prospa Perks:

• Competitive Salary
• Medical cover
• Paid time off (leave days)
• Work tools
• We invest in our Employees through career development & opportunities

Application Closing Date
Not Specified.