Experienced SME and Micro Loan Team Lead at Neptune Micro-Finance Bank

Neptune is on a mission to empower people through financial inter-mediation in Nigeria and Africa. We are poised to meet your business and personal financial needs.

We are recruiting to fill the position below:

Job Title: Experienced Loan Officer (SME and Micro)

Location: Ikeja, Lagos
Employment Type: Full-time

Job Brief

• Portfolio Officer is responsible for underwriting, credit monitoring, and managing the Bank’s various loan portfolios to achieve efficiencies and quality of the process and related lending products and services.
• Sell loan products and meet loan production targets
• Perform business development tasks, including managing the pipeline by generating leads and referral business, and maintaining relationships with existing and past clients
• Meet and communicate with applicants to explain the risks and benefits, as well as the terms of loan products and government regulations
• Obtain relevant information and evaluate apllicants' financial status, including credit history, debt-to-income ratio, and appraisal reports, to determine recommendation for loan approval
• Ensure all necessary information and documentation is submitted
• Consistently deliver first-class customer service
• Follow up with customer on over due repayment (Recovery)
• Payments- to vendors, transfers to customers.

Requirements and Skills

• Candidates should possess a Bachelor's Degree qualification with 3 - 10 years work experience.
• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment.

Application Closing Date
1st July, 2023.