Credit Officer at KNN Corporate Services Limited

 KNN Corporate Services Limited is a dynamic group of professionals with more than three decades of combined experience in supporting businesses, providing corporate governance, HR consulting and company secretarial services. We are young, energetic, and highly proficient in our various fields, and also enjoy serving you - our client.

We are recruiting to fill the position below:

Job Title: Credit Officer

Location: Lagos
Employment Type: Full-time

Job Description
The Credit Officer will be required to carry out the following activities:

• Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
• Collecting the needed financial documentation and assessing the clients' creditworthiness.
• Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
• Approving or denying loan requests, and communicating your decision to both clients and management.
• Setting up payment plans for clients explaining monthly installment amounts, interest rates, and other costs.
• Maintaining records of loan applications by using loan management software.
• Managing loan renewals by organizing follow-up meetings with clients.
• Monitoring the progress of the loan application process and relaying any hindrances to clients.
• Ensuring that loan applications are in line with the company's financial policies, as well as state laws and regulations.
• Making sure that all insurance products are in place before disbursement and are renewed yearly.

Requirements and Qualifications

• Bachelor's Degree in Actual Science, Insurance, Accounting or a closely related field. A relevant post graduate qualification will be highly regarded
• Up to 2-5 years of credit risk/corporate finance experience at a major financial institution in Nigeria, assessing companies in different sectors and structuring transactions
• Good grasp of the issues and constraints faced by the infrastructure project sponsors in Nigeria
• Proven analytical and systematic problem-solving skills, as well as an excellent communication and writing skills.
• Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision
• Strong project management skills and demonstrated commitment to professional and client service excellence.
• Acute attention to details and a dedication to providing high quality work products
• Fluency in the use of all Microsoft Office applications, particularly Excel

Skills:

• Attention to detail
• Excellent communication skills
• Good customer service management
• Professionalism.

Application Closing Date
8th June, 2023.