Regional Credit Manager at Moniepoint Incorporated

Moniepoint is a global business payments and banking platform and recently became QED Investors’ first investment in Africa. We are the partner of choice for over 600,000 businesses of all sizes, powering the dreams of SMBs and providing them with equal access to the tools they need to grow and scale.

Moniepoint Incorporated (formerly TeamApt Inc.) was founded with the vision to create a society where everyone experiences financial happiness. We are the parent company of TeamApt Limited, a Central Bank of Nigeria(CBN) licensed Switch and Processor, and Moniepoint Microfinance Bank, a CBN-licensed Microfinance Bank.

We are recruiting to fill the position below:

Job Title: Regional Credit Manager

Location: Lagos

About the Role

• The Regional Credit Manager is saddled with the duty of managing a credit portfolio in an assigned geographic region.
• The Regional Credit Manager is expected to maintain a profitable loan portfolio and manage the field credit network in that region.
• The Regional Credit Manager is a data-driven and strategic leader that leverages on data to effectively guide his team towards meeting business and financial objectives.
• You would also be directly involved in managing key accounts in the region to ensure they perform and to eliminate churn.
• The Regional Credit Manager must be an expert in credit risk, credit monitoring and credit analysis and should be able to distil this information into the field credit network under his/her management.

You'll Be Responsible for

• Manage a profitable loan portfolio in the region
• Ensure that loan disbursement targets are met in the assigned region
• Ensure that the loan portfolio is performing and the default is kept below the acceptable minimum
• Ensure that the field network in the region at the various levels are performing in terms of growth and profitability
• Key account management of major customers
• Actively monitor the credit portfolio in the region and take proactive measures to ensure that default is curbed
• Constantly educate, train and mentor the field credit network in the assigned region
• Identify, hire, promote and mentor key talent in the field credit network in the assigned region
• Perform all other credit-related functions as may be assigned by a supervisor

You Should Apply If You Have

• A minimum of a B.Sc / H.ND in any Business-related discipline
• A minimum of 5 years experience in a sales role for credit products in a financial institution
• Experience with managing a significantly large loan portfolio
• Demonstrable knowledge of credit risk analysis and credit monitoring
• A good knowledge of financial analysis is an added advantage

Relevant Skills:

• Data analysis and presentation
• Negotiation skills
• Customer Success and Relationship Management
• People Management
• Performance Management
• Training and People Development

Application Closing Date
Not Specified.