Underwriting Executives at Rosabon Financial Services Limited (Lagos & Rivers)

Rosabon Financial Services Limited - Award-winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993, and being a long-standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:

Job Title: Underwriting Executive

Locations: Port Harcourt - River and Lagos
Employment Type: Full-time

Job Summary

• The Underwriting Executive must be able to Underwrite the creditworthiness of customers in other to mitigate the overall risk of the company.

Duties & Responsibilities

• Reviewing and analyzing the creditworthiness of all potential customers based on risk criteria.
• To evaluate all quantitative details in the applications with a view to making objective decisions based on empirical facts from the financial information evaluated.
• Reviewing applications for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
• Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery as assigned by HOD.
• Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate.
• To evaluate all quantitative details in the applications with a view to making objective decisions based on empirical facts from the financial information evaluated.
• To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.
• Ensuring that all credit approvals, KYC are in place documentation is duly executed, and that the company’s interest is well protected.
• Conducting credit search (CRS & CRC Report) on credit bureau database.
• Conducting Email Verification & preparing Transaction Consummation Reports.
• Reviewing transactions for final checklist and approval.

Requirements
Qualification and Experience

• Intereted candidates should possess a Bachelor's Degree with at least 3 years Experience.

Job Knowledge:

• Must be abreast with the current reporting standard.
• Ability to interpret financial statements.

Skills / Competencies:

• Must be analytical.
• Must be technologically savvy
• Sound knowledge of Excel.
• High level of meticulousness is needed.

Application Closing Date
Not Specified.