Credit / Marketing Officer at Prosperity Microfinance Bank Nigeria Limited

Prosperity Microfinance Bank Nigeria Limited (PMBank) is a Microfinance Bank incorporated in Nigeria with the Corporate Affairs Commission of Nigeria in March 2005 under the provisions of the Companies and Allied Matters Act CAP C20 LFN 2004 with registration number RC 620230 and commenced operations on 10th October 2005. It is licensed to carry on the business of microfinance banking by the Central Bank of Nigeria.

We are recruiting to fill the position below:

Job Title: Credit / Marketing Officer

Location: Benin City, Edo
Employment Type: Full-time

Job Description

• Market and solicit deposits for the bank
• Continuously market the banks’ products
• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility for granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update knowledge on types of loans and other financial services
• Maintain and update account records and credit files
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish targets
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction
• Operate in compliance with laws and regulations and adhere to lending policies and guidelines

Requirements

• OND, NCE or B.Sc. or its equivalent preferably in the Social Sciences
• A minimum of 3 years post-graduation experience in credit and marketing in the financial service industry
• Proven track record in meeting and exceeding marketing targets
• Exceptional interpersonal skills
• Excellent written and verbal communication skills
• Adequate computer skills – MS Office, Excel, etc.

Application Closing Date
30th September, 2023.