Credit Analyst at HRLeverage Africa

HRLeverage Africa is a workforce and workplace management company with the professional touch on her services. We are client-centred and excellence conscious. We do all within our capacity to deliver amazing service with all integrity retained

We are currently recruiting for the Position of a Credit Analyst who can engage professional expertise to develop theFinance Company of our client. The position holder will play a key role in identifying, developing, and managing new business opportunities while assessing and mitigating credit risk. This position requires a blend of business development skills along with a strong understanding of credit analysis and risk assessment.

We are recruiting to fill the position below:

Job Title: Credit Analyst

Location: Abuja (FCT)
Employment Type: Full-time

Responsibilities

• Assess creditworthiness of potential clients by analyzing financial data, credit reports, and other relevant information.
• Evaluate credit risk, establish credit limits, and make recommendations based on risk assessment.
• Manage the loan application process, including gathering necessary documentation, verifying information, and ensuring compliance with regulations.
• Work closely with clients to explain credit terms, negotiate agreements, and finalize loan terms.
• Monitor credit portfolio to identify potential risks and take proactive measures to mitigate those risks.
• Implement credit policies and procedures to ensure compliance with regulations and minimize credit losses.
• Prepare and maintain accurate records, reports, and documentation related to credit assessments and loan applications.
• Provide regular reports to management regarding credit portfolio performance and risk exposure.
• Identify and pursue new business opportunities through prospecting, networking, and relationship building.
• Develop and maintain relationships with potential clients, understanding their financial needs, and offering suitable credit solutions.

Requirements

• Bachelor's Degree in Business Administration, Finance, Economics, or related field. A Master’s degree or relevant certifications (e.g., Certified Credit Professional) is a plus.
• Proven experience in business development and credit analysis within the financial industry.
• Strong understanding of financial statements, credit risk assessment, and lending practices.
• Excellent analytical skills with the ability to interpret complex financial data.
• Knowledge of regulatory requirements and compliance standards in lending.
• Exceptional communication and interpersonal skills for client interactions and negotiations.
• Proficiency in financial software and tools used for credit analysis and risk assessment.

Salary
N350,000 / month.

Application Closing Date
11th December, 2023.

Method of Application
Interested and qualified candidates should submit their CV to: resume@hrleverageafrica.com or abuja.operations@hrleverageafrica.com with the Job Title and resident state as the subject of the mail.

Note: Only shortlisted candidates will be contacted.