SME Officer at Microbiz Inclusion Center

Microbiz Inclusion Center provides financial inclusion services to the people at the base of the economic pyramid, small and micro businesses, as well as fixed-income salary earners, and co-operatives for improved lifestyle.

We are recruiting to fill the position below:

Job Title: SME Officer

Location: Abuja (FCT)
Employment Type: Full-time

Job Overview

• We are seeking a dynamic and results-driven SME Officer to join our team. The ideal candidate will play a pivotal role in supporting and enhancing the financial health of small and medium-sized enterprises (SMEs).
• The SME Officer will be responsible for financial analysis, relationship management, and providing strategic guidance to our SME clients.

Responsibilities

• Conduct comprehensive financial analysis for SME clients, including cash flow projections, risk assessments, and profitability analysis.
• Build and maintain strong relationships with SME clients, acting as a primary point of contact for their financial needs.
• Collaborate with internal teams to develop tailored financial solutions that address the unique challenges and opportunities faced by SME clients.
• Assist in the development and implementation of financial strategies to optimize SME clients' financial performance.
• Stay informed about industry trends, regulatory changes, and market conditions affecting SMEs to provide proactive and relevant advice.
• Evaluate creditworthiness and assess loan applications from SME clients, ensuring adherence to risk management guidelines.
• Monitor and analyze the financial performance of assigned SME portfolios, identifying areas for improvement and growth.
• Provide ongoing financial education and support to SME clients, helping them make informed business decisions.
• Prepare and present financial reports, recommendations, and insights to internal stakeholders and SME clients.
• Collaborate with cross-functional teams to contribute to the overall success of the SME business segment.

Qualifications

• Bachelor's Degree in Finance, Business Administration, or a related field.
• Proven experience in financial analysis, preferably with a focus on SMEs.
• Strong understanding of small and medium-sized enterprise operations and financial challenges.
• Excellent relationship management and communication skills.
• Ability to assess and mitigate financial risks.
• Proficient in financial modeling and analysis tools.
• Knowledge of regulatory requirements related to SME financial services.
• Strategic thinking and problem-solving abilities.
• Detail-oriented with a commitment to accuracy and excellence.
• Team player with the ability to collaborate effectively across departments.

Application Closing Date
31st December, 2023.